CSB Bank P/B Ratio

CSBBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.06
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.06
Current Price ₹515.15
Book Value/Share ₹258.51
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹4,498 Cr
Share Capital ₹174 Cr
Reserves & Surplus ₹4,324 Cr
Outstanding Shares 174,000,000
Book Value per Share ₹258.51

Valuation Signal

Signal Fairly Valued
Historical Avg 1.78
Historical Range 1.43 - 2.27
Percentile 80.0%

Sector Context

Sector Average 1.52
Sector Median 1.3
Sector Rank #11 of 40
Sector Percentile 27.5%

Key P/B Ratio Insights for CSB Bank

  • Trading at premium to sector average PB of 1.52

View the current stock price of CSB Bank for more insights.

P/B Ratio Historical Trend for CSB Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.78 ₹258.51 ₹459.10 ₹4,498 Moderate
2024 1.43 ₹218.62 ₹313.10 ₹3,804 Moderate
2023 2.27 ₹184.14 ₹418.65 ₹3,204 Moderate
2022 1.56 ₹152.36 ₹237.80 ₹2,651 Moderate
2021 1.88 ₹125.29 ₹235.30 ₹2,180 Moderate

Sector P/B Ratio Comparison

Comparing CSB Bank with other companies in Banks sector
Sector Average
1.52
Sector Median
1.3
Lowest P/B
0.63
Highest P/B
4.18
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.63 ₹7,619 Low
Suryoday Small Finance B… SURYODAY 0.77 ₹1,528 Low
ESAF Small Finance Bank ESAFSFB 0.78 ₹1,362 Low
Dhanlaxmi Bank DHANBANK 0.83 ₹1,040 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.83 ₹2,710 Low
Jammu & Kashmir Bank J&KBANK 0.84 ₹11,472 Low
Bank of India BANKINDIA 0.87 ₹66,920 Low
Capital Small Finance Ba… CAPITALSFB 0.87 ₹1,224 Low
South Indian Bank SOUTHBANK 0.92 ₹9,855 Low
Tamilnad Mercantile Bank TMB 0.93 ₹8,872 Low