Bank of India P/B Ratio
BANKINDIA • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.81
Low Valuation
Low - Trading below book value, may indicate undervaluation
Current Valuation Metrics
P/B Ratio
0.81
Current Price
₹146.49
Book Value/Share
₹177.66
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹80,887 Cr
Share Capital
₹4,553 Cr
Reserves & Surplus
₹76,172 Cr
Outstanding Shares
4,553,000,000
Book Value per Share
₹177.66
Valuation Signal
Signal
Undervalued
Historical Avg
0.62
Historical Range
0.32 - 0.81
Percentile
80.0%
Sector Context
Sector Average
1.31
Sector Median
1.1
Sector Rank
#8 of 40
Sector Percentile
20.0%
Key P/B Ratio Insights for Bank of India
- Stock appears undervalued with PB of 0.81, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 29.8% above historical average
- Trading at discount to sector average PB of 1.31
P/B Ratio Historical Trend for Bank of India
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Bank of India
Additional stock information and data for BANKINDIA
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.81 | ₹177.66 | ₹143.85 | ₹80,887 | Low |
| 2024 | 0.63 | ₹155.37 | ₹98.33 | ₹70,742 | Low |
| 2023 | 0.74 | ₹147.64 | ₹108.66 | ₹60,590 | Low |
| 2022 | 0.62 | ₹138.04 | ₹85.16 | ₹56,651 | Low |
| 2021 | 0.32 | ₹152.96 | ₹49.60 | ₹50,140 | Low |
Sector P/B Ratio Comparison
Comparing Bank of India with other companies in Banks sector
Sector Average
1.31
Sector Median
1.1
Lowest P/B
0.62
Highest P/B
3.6
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.62 | ₹2,086 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.67 | ₹1,338 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.7 | ₹1,211 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.71 | ₹888 | Low |
| Karnataka Bank | KTKBANK | 0.72 | ₹8,603 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.75 | ₹1,085 | Low |
| Bank of Baroda | BANKBARODA | 0.79 | ₹129,057 | Low |
| Central Bank of India | CENTRALBK | 0.84 | ₹30,132 | Low |
| Punjab National Bank | PNB | 0.85 | ₹120,078 | Low |
| South Indian Bank | SOUTHBANK | 0.87 | ₹9,640 | Low |