Bank of Baroda P/B Ratio

BANKBARODA • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.79
Low Valuation
Low - Trading below book value, may indicate undervaluation

Current Valuation Metrics

P/B Ratio 0.79
Current Price ₹275.98
Book Value/Share ₹1426.16
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹147,750 Cr
Share Capital ₹1,036 Cr
Reserves & Surplus ₹145,467 Cr
Outstanding Shares 1,036,000,000
Book Value per Share ₹1426.16

Valuation Signal

Signal Undervalued
Historical Avg 0.18
Historical Range 0.09 - 0.21
Percentile 100.0%

Sector Context

Sector Average 1.31
Sector Median 1.1
Sector Rank #7 of 40
Sector Percentile 17.5%

Key P/B Ratio Insights for Bank of Baroda

  • Stock appears undervalued with PB of 0.79, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 338.9% above historical average
  • Trading at discount to sector average PB of 1.31

P/B Ratio Historical Trend for Bank of Baroda

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.21 ₹1426.16 ₹295.90 ₹147,750 Low
2024 0.2 ₹1165.35 ₹232.54 ₹120,730 Low
2023 0.21 ₹1023.64 ₹216.05 ₹106,049 Low
2022 0.19 ₹894.07 ₹172.17 ₹92,626 Low
2021 0.09 ₹799.48 ₹71.87 ₹82,826 Low

Sector P/B Ratio Comparison

Comparing Bank of Baroda with other companies in Banks sector
Sector Average
1.31
Sector Median
1.1
Lowest P/B
0.62
Highest P/B
3.6
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Utkarsh Small Finance Ba… UTKARSHBNK 0.62 ₹2,086 Low
Suryoday Small Finance B… SURYODAY 0.67 ₹1,338 Low
ESAF Small Finance Bank ESAFSFB 0.7 ₹1,211 Low
Dhanlaxmi Bank DHANBANK 0.71 ₹888 Low
Karnataka Bank KTKBANK 0.72 ₹8,603 Low
Capital Small Finance Ba… CAPITALSFB 0.75 ₹1,085 Low
Bank of India BANKINDIA 0.81 ₹64,630 Low
Central Bank of India CENTRALBK 0.84 ₹30,132 Low
Punjab National Bank PNB 0.85 ₹120,078 Low
South Indian Bank SOUTHBANK 0.87 ₹9,640 Low