City Union Bank Complete Financial Statements

CUB • Review detailed financials to uncover trends, confirm thesis & journal trades
11 Years of Data
2025 - 2015

Complete Financial Data Export

Export complete financial statements for City Union Bank (CUB). Downloads include all available records across all periods. For market performance, see the CUB stock price today .

Profitability Ratios

Net Profit Margin 16.70% 2025 data
EBITDA Margin 22.25% 2025 data
Operating Margin 71.00% 2025 data
Return on Assets 1.45% 2025 data
Return on Equity 11.87% 2025 data

Balance Sheet Ratios

Current Ratio 0.10 2025 data
Debt to Equity 8.20 2025 data
Equity Ratio 12.20% 2025 data
Asset Turnover 0.09 2025 data

Year-over-Year Growth Analysis

Comparing March 2025 vs Period
Revenue Growth
+7.7%
Year-over-Year
Net Profit Growth
+7.6%
Year-over-Year
EBITDA Growth
+1.4%
Year-over-Year
Expense Growth
+13.3%
Year-over-Year
Assets Growth
+9.6%
Year-over-Year
Equity Growth
+12.7%
Year-over-Year
Liabilities Growth
+9.6%
Year-over-Year
Operating Cash Flow Growth
+158.7%
Year-over-Year
Investing Cash Flow Growth
-13.2%
Year-over-Year
Financing Cash Flow Growth
-7294.4%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars None March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Revenue 7,253 6,732 6,012 5,525 4,864 4,824 4,849 4,282 3,935 3,658 3,354 3,103
Expenses 1,944 1,716 1,559 1,723 1,605 1,738 1,690 1,140 1,120 937 736 655
EBITDA 1,519 1,498 1,306 1,250 1,070 780 665 986 843 746 655 557
Operating Profit Margin % 69.00% 71.00% 70.00% 63.00% 61.00% 58.00% 59.00% 70.00% 67.00% 70.00% 75.00% 76.00%
Depreciation 0 82 75 73 85 88 79 62 53 53 52 47
Interest 3,790 3,518 3,147 2,552 2,188 2,305 2,493 2,156 1,972 1,975 1,963 1,892
Profit Before Tax 1,519 1,417 1,231 1,178 985 693 586 925 790 693 603 521
Tax 310 293 215 240 225 100 110 242 198 190 158 126
Net Profit 1,209 1,124 1,016 938 760 593 476 683 592 503 445 395
Earnings Per Share (₹) 16.30 15.17 13.72 12.67 10.29 8.03 6.48 9.57 9.18 8.39 7.44 6.82

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Additional stock information and data for CUB

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CUB share price chart

Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
ASSETS
Total Assets 77,623 70,826 66,595 61,531 53,312 49,734 45,259 39,937 35,271 31,804 27,871
Current Assets 7,884 9,366 8,969 8,737 7,485 6,444 4,623 3,982 4,192 3,703 3,825
Fixed Assets 322 270 239 215 233 245 250 223 215 218 210
Capital Work in Progress 0 0 0 0 0 0 0 0 0 0 0
Investments 17,336 15,664 14,333 12,221 9,436 9,117 7,712 7,879 7,032 6,827 5,871
Other Assets 59,965 54,891 52,023 49,095 43,643 40,372 37,297 31,835 28,024 24,760 21,790
LIABILITIES
Total Liabilities 77,623 70,826 66,595 61,531 53,312 49,734 45,259 39,937 35,271 31,804 27,871
Current Liabilities 75,162 68,782 64,543 59,587 51,726 48,161 43,770 38,752 34,217 30,875 26,939
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 9,467 8,401 7,457 6,586 5,843 5,296 4,841 4,163 3,570 3,052 2,696
Share Capital 74 74 74 74 74 74 74 67 60 60 60
Reserves & Surplus 9,393 8,327 7,383 6,512 5,769 5,222 4,767 4,097 3,510 2,992 2,636

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Operating Activities 1,128 436 724 1,166 922 1,836 419 -183 284 249 131
Investing Activities -120 -106 -72 -63 -38 -60 -87 -61 -50 -60 -64
Financing Activities -2,662 -36 -690 -31 10 -18 -5 1 -4 -75 291
Net Cash Flow -1,653 294 -38 1,072 893 1,758 327 -243 229 113 357