City Union Bank P/B Ratio

Current P/B Ratio
2.12
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

City Union Bank (CUB) P/B ratio is 2.12 (Moderate), book value per share ₹1427.70 vs Banks average P/B of 1.42 — High - Premium to book value, growth expectations or asset-light model. For live price, earnings yield and the full fundamental profile, see City Union Bank share price screener.

Current Valuation Metrics

P/B Ratio 2.12
Current Price ₹235.79
Book Value/Share ₹1427.70
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹10,565 Cr
Share Capital ₹74 Cr
Reserves & Surplus ₹10,491 Cr
Outstanding Shares 74,000,000
Book Value per Share ₹1427.70

Valuation Signal

Signal Fairly Valued
Historical Avg 0.18
Historical Range 0.15 - 0.23
Percentile 100.0%

Sector Context

Sector Average 1.42
Sector Median 1.23
Sector Rank #11 of 40
Sector Percentile 27.5%

CUB P/B Ratio — Valuation Insights & Book Value Analysis

City Union Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 2.12 (Moderate). Explore CUB fundamental worth to estimate fundamental worth using multiple valuation models.

  • Current PB is 1077.8% above historical average
  • Trading at premium to sector average PB of 1.42

City Union Bank P/B Ratio Historical Trend

CUB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Read CUB dividend track record for the complete payout history and dividend yield track record.

CUB Historical P/B Ratio — Book Value Per Share & Year-End Price

City Union Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 0.17 ₹1427.7 ₹235.79 ₹10,565 Low
2025 0.23 ₹1279.32 ₹290.80 ₹9,467 Low
2024 0.15 ₹1135.27 ₹172.33 ₹8,401 Low
2023 0.15 ₹1007.7 ₹149.00 ₹7,457 Low
2022 0.2 ₹890.0 ₹180.40 ₹6,586 Low

CUB vs Banks Peers — P/B Ratio Comparison

City Union Bank P/B 2.12 vs Banks average 1.42, median 1.23 — range 0.73–4.05.

Sector Average
1.42
Sector Median
1.23
Lowest P/B
0.73
Highest P/B
4.05
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of Baroda BANKBARODA 0.73 ₹123,146 Low
Central Bank of India CENTRALBK 0.75 ₹27,824 Low
Suryoday Small Finance B… SURYODAY 0.77 ₹1,539 Low
Bank of India BANKINDIA 0.78 ₹63,737 Low
Capital Small Finance Ba… CAPITALSFB 0.83 ₹1,225 Low
Dhanlaxmi Bank DHANBANK 0.9 ₹1,229 Low
Punjab National Bank PNB 0.92 ₹134,180 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.95 ₹2,527 Low
Canara Bank CANBK 0.96 ₹112,476 Low
Karnataka Bank KTKBANK 1.0 ₹12,305 Moderate