City Union Bank P/B Ratio
City Union Bank (CUB) P/B ratio is 1.75 (Moderate), book value per share ₹1279.32 vs Banks average P/B of 1.36 — Moderate - Reasonably valued relative to book value. Compare with CUB fair value to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
CUB P/B Ratio — Valuation Insights & Book Value Analysis
City Union Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.75 (Moderate). View CUB price range for the annual high/low range and current price position.
- Current PB is 872.2% above historical average
- Trading at premium to sector average PB of 1.36
City Union Bank P/B Ratio Historical Trend
CUB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see City Union Bank share price screener.
CUB Historical P/B Ratio — Book Value Per Share & Year-End Price
City Union Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.23 | ₹1279.32 | ₹290.80 | ₹9,467 | Low |
| 2024 | 0.15 | ₹1135.27 | ₹172.33 | ₹8,401 | Low |
| 2023 | 0.15 | ₹1007.7 | ₹149.00 | ₹7,457 | Low |
| 2022 | 0.2 | ₹890.0 | ₹180.40 | ₹6,586 | Low |
| 2021 | 0.17 | ₹789.59 | ₹134.65 | ₹5,843 | Low |
CUB vs Banks Peers — P/B Ratio Comparison
City Union Bank P/B 1.75 vs Banks average 1.36, median 1.27 — range 0.78–3.79.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of India | BANKINDIA | 0.78 | ₹66,474 | Low |
| Karnataka Bank | KTKBANK | 0.79 | ₹9,993 | Low |
| Central Bank of India | CENTRALBK | 0.81 | ₹28,304 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.83 | ₹1,717 | Low |
| Punjab National Bank | PNB | 0.83 | ₹122,124 | Low |
| Bank of Baroda | BANKBARODA | 0.83 | ₹140,790 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.84 | ₹1,494 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.87 | ₹1,281 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.88 | ₹2,402 | Low |
| DCB Bank | DCBBANK | 0.93 | ₹5,875 | Low |