City Union Bank P/B Ratio

Current P/B Ratio
1.75
Moderate Valuation
Moderate - Reasonably valued relative to book value

City Union Bank (CUB) P/B ratio is 1.75 (Moderate), book value per share ₹1279.32 vs Banks average P/B of 1.36 — Moderate - Reasonably valued relative to book value. Compare with CUB fair value to assess whether the stock is under or overvalued.

Current Valuation Metrics

P/B Ratio 1.75
Current Price ₹253.85
Book Value/Share ₹1279.32
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹9,467 Cr
Share Capital ₹74 Cr
Reserves & Surplus ₹9,393 Cr
Outstanding Shares 74,000,000
Book Value per Share ₹1279.32

Valuation Signal

Signal Fairly Valued
Historical Avg 0.18
Historical Range 0.15 - 0.23
Percentile 100.0%

Sector Context

Sector Average 1.36
Sector Median 1.27
Sector Rank #11 of 40
Sector Percentile 27.5%

CUB P/B Ratio — Valuation Insights & Book Value Analysis

City Union Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.75 (Moderate). View CUB price range for the annual high/low range and current price position.

  • Current PB is 872.2% above historical average
  • Trading at premium to sector average PB of 1.36

City Union Bank P/B Ratio Historical Trend

CUB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see City Union Bank share price screener.

CUB Historical P/B Ratio — Book Value Per Share & Year-End Price

City Union Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.23 ₹1279.32 ₹290.80 ₹9,467 Low
2024 0.15 ₹1135.27 ₹172.33 ₹8,401 Low
2023 0.15 ₹1007.7 ₹149.00 ₹7,457 Low
2022 0.2 ₹890.0 ₹180.40 ₹6,586 Low
2021 0.17 ₹789.59 ₹134.65 ₹5,843 Low

CUB vs Banks Peers — P/B Ratio Comparison

City Union Bank P/B 1.75 vs Banks average 1.36, median 1.27 — range 0.78–3.79.

Sector Average
1.36
Sector Median
1.27
Lowest P/B
0.78
Highest P/B
3.79
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of India BANKINDIA 0.78 ₹66,474 Low
Karnataka Bank KTKBANK 0.79 ₹9,993 Low
Central Bank of India CENTRALBK 0.81 ₹28,304 Low
Suryoday Small Finance B… SURYODAY 0.83 ₹1,717 Low
Punjab National Bank PNB 0.83 ₹122,124 Low
Bank of Baroda BANKBARODA 0.83 ₹140,790 Low
ESAF Small Finance Bank ESAFSFB 0.84 ₹1,494 Low
Capital Small Finance Ba… CAPITALSFB 0.87 ₹1,281 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.88 ₹2,402 Low
DCB Bank DCBBANK 0.93 ₹5,875 Low