Kotak Bank Intrinsic Value
KOTAKBANK Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹1078.56 | ₹862.85 - ₹1294.27 | +156.0% | EPS: ₹89.88, Sector P/E: 12x |
| Book Value Method | asset | ₹1053.38 | ₹948.04 - ₹1158.72 | +150.0% | Book Value/Share: ₹1584.40, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹842.70 | ₹758.43 - ₹926.97 | +100.0% | Revenue/Share: ₹1002.05, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹474.00 | ₹426.60 - ₹521.40 | +12.5% | EBITDA: ₹23852.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹1053.38 | ₹842.70 - ₹1264.06 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹575.23 | ₹517.71 - ₹632.75 | +36.5% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹740.61 | ₹666.55 - ₹814.67 | +75.8% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹842.70 | ₹758.43 - ₹926.97 | +100.0% | ROE: 11.3%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹1264.05 | ₹1137.64 - ₹1390.46 | +200.0% | EPS: ₹89.88, BVPS: ₹1584.40 |
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Valuation Comparison Chart
KOTAKBANK Intrinsic Value Analysis
What is the intrinsic value of KOTAKBANK?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Kotak Bank (KOTAKBANK) is ₹842.70 (median value). With the current market price of ₹421.35, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹474.00 to ₹1264.05, indicating ₹474.00 - ₹1264.05.
Is KOTAKBANK undervalued or overvalued?
Based on our multi-method analysis, Kotak Bank (KOTAKBANK) appears to be trading below calculated value by approximately 100.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.14 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 5.59 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 11.3% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 33.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.11x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Kotak Bank
Additional stock information and data for KOTAKBANK
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹16,916 Cr | ₹4,303 Cr | Positive Free Cash Flow | 7/10 |
| March 2024 | ₹15,685 Cr | ₹11,226 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-1,242 Cr | ₹-6,433 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹8,308 Cr | ₹2,857 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹4,881 Cr | ₹-705 Cr | Positive Operating Cash Flow | 6/10 |