Kotak Bank Complete Financial Statements
12 Years of Data
2026 - 2015
In FY2026, Kotak Bank (KOTAKBANK) reported revenue ₹28,475 Cr, net profit ₹5,423 Cr and EPS ₹5.45, with a net profit margin of 19.0% and ROE of 3.0%. Full financial statements from FY2015 to FY2026 (12 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. Examine Kotak Bank quarterly financials for recent quarterly revenue, profit and EPS trends.
Complete Financial Data Export
Profitability Ratios
Net Profit Margin
19.04%
2026 data
EBITDA Margin
26.14%
2026 data
Operating Margin
23.00%
2026 data
Return on Assets
0.54%
2026 data
Return on Equity
2.99%
2026 data
Balance Sheet Ratios
Current Ratio
0.17
2026 data
Equity Ratio
18.06%
2026 data
Asset Turnover
0.03
2026 data
KOTAKBANK Revenue, Net Profit & EBITDA — Year-on-Year Growth
KOTAKBANK YoY (Mar 2025 vs Mar 2026) — revenue +4.8%, net profit +9.9%, EBITDA +17.2%, expenses -0.1%. For live price, earnings ratios and company overview, see KOTAKBANK stock price BSE.
Revenue Growth
+4.8%
Year-over-Year
Net Profit Growth
+9.9%
Year-over-Year
EBITDA Growth
+17.2%
Year-over-Year
Expense Growth
-0.1%
Year-over-Year
Assets Growth
+14.0%
Year-over-Year
Equity Growth
+15.1%
Year-over-Year
Operating Cash Flow Growth
+146.7%
Year-over-Year
Investing Cash Flow Growth
+35.9%
Year-over-Year
Financing Cash Flow Growth
-111.5%
Year-over-Year
KOTAKBANK Income Statement — Revenue, EBITDA & Net Profit
Kotak Bank revenue ₹28,475 Cr, EBITDA ₹7,443 Cr, net profit ₹5,423 Cr, EPS ₹5.45 (2026) — net profit margin 19.0%. Analyse KOTAKBANK institutional holdings to track promoter, FII and institutional holdings.
Periods
₹ Crores
| Particulars | Mar 2026 | Jun 2026 | Sept 2025 | Mar 2025 | Jun 2025 | Dec 2025 | Sept 2024 | Mar 2024 | Jun 2024 | Dec 2024 | Sept 2023 | Mar 2023 | Jun 2023 | Dec 2023 | Sept 2022 | Mar 2022 | Jun 2022 | Dec 2022 | Sept 2021 | Mar 2021 | Jun 2021 | Dec 2021 | Sept 2020 | Mar 2020 | Jun 2020 | Dec 2020 | Sept 2019 | Mar 2019 | Jun 2019 | Dec 2019 | Sept 2018 | Mar 2018 | Jun 2018 | Dec 2018 | Sept 2017 | Mar 2017 | Jun 2017 | Dec 2017 | Sept 2016 | Mar 2016 | Jun 2016 | Dec 2016 | Sept 2015 | Mar 2015 | Jun 2015 | Dec 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 28,475 | 30,069 | 24,901 | 27,174 | 26,704 | 27,851 | 26,880 | 27,907 | 28,879 | 23,946 | 21,560 | 20,767 | 20,724 | 24,083 | 17,435 | 16,676 | 11,569 | 18,372 | 15,343 | 15,725 | 12,572 | 14,169 | 13,548 | 12,085 | 12,323 | 14,671 | 12,543 | 13,823 | 12,130 | 13,542 | 10,829 | 10,874 | 9,904 | 11,347 | 9,140 | 9,954 | 8,605 | 10,105 | 8,415 | 7,910 | 7,867 | 7,670 | 6,729 | 6,172 | 6,385 | 6,950 |
| Expenses | 13,656 | 14,857 | 11,606 | 13,666 | 13,123 | 13,933 | 13,094 | 14,920 | 12,263 | 10,596 | 10,136 | 10,548 | 10,303 | 12,484 | 9,313 | 8,555 | 4,879 | 9,345 | 8,532 | 9,429 | 7,202 | 6,840 | 6,348 | 5,492 | 6,260 | 8,096 | 5,426 | 6,740 | 4,943 | 6,651 | 4,391 | 4,860 | 3,980 | 4,571 | 3,884 | 5,031 | 3,580 | 4,391 | 3,674 | 3,473 | 3,253 | 2,797 | 2,567 | 2,912 | 2,770 | 2,674 |
| EBITDA | 7,443 | 7,509 | 5,963 | 6,351 | 6,053 | 6,533 | 6,647 | 6,775 | 9,811 | 6,180 | 5,888 | 5,989 | 5,586 | 5,614 | 4,747 | 5,218 | 3,686 | 5,224 | 3,931 | 3,364 | 2,519 | 4,411 | 3,915 | 2,791 | 2,435 | 3,455 | 3,062 | 3,108 | 3,032 | 3,001 | 2,666 | 2,671 | 2,425 | 2,836 | 2,269 | 2,158 | 2,094 | 2,509 | 1,872 | 1,587 | 1,710 | 1,955 | 1,444 | 1,423 | 836 | 1,501 |
| Operating Profit Margin % | 23.00% | 19.00% | 33.00% | 19.00% | 24.00% | 20.00% | 20.00% | 2.00% | 23.00% | 36.00% | 26.00% | 12.00% | 20.00% | 14.00% | 7.00% | 3.00% | 47.00% | 15.00% | -4.00% | -19.00% | 10.00% | 21.00% | 24.00% | 35.00% | 26.00% | 0.00% | 36.00% | 15.00% | 40.00% | 20.00% | 40.00% | 28.00% | 42.00% | 41.00% | 36.00% | 11.00% | 40.00% | 31.00% | 34.00% | 35.00% | 41.00% | 51.00% | 49.00% | 17.00% | 44.00% | 48.00% |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 131 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 117 | 0 | 0 | 118 | 118 | 119 | 112 | 116 | 100 | 109 | 116 | 95 | 92 | 94 | 95 | 92 | 88 | 86 | 93 | 84 | 60 | 88 | 85 |
| Interest | 7,376 | 7,703 | 7,333 | 7,157 | 7,527 | 7,384 | 7,139 | 6,212 | 6,805 | 7,170 | 5,536 | 4,230 | 4,834 | 5,986 | 3,375 | 2,904 | 3,004 | 3,802 | 2,880 | 2,933 | 2,851 | 2,919 | 3,286 | 3,801 | 3,628 | 3,120 | 4,054 | 3,975 | 4,155 | 3,890 | 3,773 | 3,344 | 3,499 | 3,941 | 2,988 | 2,765 | 2,931 | 3,205 | 2,869 | 2,851 | 2,904 | 2,919 | 2,718 | 1,837 | 2,778 | 2,776 |
| Profit Before Tax | 7,443 | 7,509 | 5,963 | 6,351 | 6,053 | 6,533 | 6,647 | 6,775 | 9,811 | 6,180 | 5,888 | 5,989 | 5,586 | 5,614 | 4,747 | 5,087 | 3,686 | 5,224 | 3,931 | 3,364 | 2,519 | 4,411 | 3,915 | 2,675 | 2,435 | 3,455 | 2,945 | 2,991 | 2,913 | 2,890 | 2,550 | 2,570 | 2,316 | 2,719 | 2,174 | 2,066 | 2,000 | 2,414 | 1,780 | 1,499 | 1,624 | 1,861 | 1,360 | 1,363 | 748 | 1,416 |
| Tax | 2,020 | 2,028 | 1,495 | 1,418 | 1,581 | 1,609 | 1,603 | 1,438 | 2,363 | 1,479 | 1,427 | 1,422 | 1,436 | 1,349 | 1,139 | 1,196 | 931 | 1,229 | 942 | 774 | 713 | 1,008 | 968 | 769 | 583 | 853 | 538 | 952 | 981 | 541 | 803 | 781 | 741 | 875 | 707 | 635 | 627 | 786 | 562 | 424 | 539 | 577 | 406 | 431 | 214 | 456 |
| Net Profit | 5,423 | 5,481 | 4,468 | 4,933 | 4,472 | 4,924 | 5,044 | 5,337 | 7,448 | 4,701 | 4,461 | 4,566 | 4,150 | 4,265 | 3,608 | 3,892 | 2,755 | 3,995 | 2,989 | 2,589 | 1,806 | 3,403 | 2,947 | 1,905 | 1,853 | 2,602 | 2,407 | 2,038 | 1,932 | 2,349 | 1,747 | 1,789 | 1,575 | 1,844 | 1,467 | 1,431 | 1,374 | 1,628 | 1,219 | 1,075 | 1,086 | 1,284 | 955 | 932 | 534 | 961 |
| Earnings Per Share (₹) | 5.45 | 5.51 | 22.47 | 24.81 | 22.49 | 24.75 | 25.37 | 26.66 | 37.47 | 23.64 | 22.45 | 22.78 | 20.89 | 21.46 | 18.17 | 19.41 | 13.88 | 20.12 | 15.07 | 12.87 | 9.11 | 17.16 | 14.89 | 9.71 | 9.57 | 13.14 | 12.61 | 10.51 | 10.12 | 12.29 | 9.17 | 9.39 | 8.26 | 9.67 | 7.57 | 7.63 | 7.20 | 6.53 | 6.55 | 5.76 | 5.82 | 6.89 | 5.42 | 11.82 | 5.66 | 5.16 |
KOTAKBANK Balance Sheet — Assets, Liabilities & Shareholders' Equity
KOTAKBANK total assets ₹1,003,353 Cr, total equity ₹181,226 Cr, total liabilities ₹ Cr (2026) — ROE 3.0%.
Years
Annual Data
₹ Crores
| Particulars | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| Total Assets | 1,003,353 | 879,774 | 767,667 | 620,430 | 546,498 | 478,854 | 443,173 | 395,171 | 337,721 | 276,188 | 240,804 | 148,576 |
| Current Assets | 142,614 | 105,635 | 86,727 | 62,304 | 74,144 | 66,444 | 78,955 | 45,525 | 38,204 | 38,843 | 23,976 | 12,970 |
| Fixed Assets | 3,801 | 3,759 | 3,510 | 3,075 | 2,723 | 2,554 | 2,675 | 2,698 | 2,543 | 1,759 | 1,761 | 1,385 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 290,633 | 284,255 | 246,446 | 195,338 | 164,529 | 156,946 | 111,197 | 103,487 | 90,977 | 68,462 | 70,274 | 45,589 |
| Other Assets | 708,919 | 591,761 | 517,711 | 422,017 | 379,245 | 319,355 | 329,301 | 288,987 | 244,201 | 205,967 | 168,769 | 101,602 |
| LIABILITIES | ||||||||||||
| Total Liabilities | ||||||||||||
| Current Liabilities | 845,851 | 751,603 | 651,224 | 531,467 | 463,083 | 411,978 | 393,343 | 349,666 | 300,408 | 244,262 | 213,493 | 126,874 |
| Non-Current Liabilities | ||||||||||||
| SHAREHOLDERS' EQUITY | ||||||||||||
| Total Equity | 181,226 | 157,489 | 129,972 | 112,314 | 97,165 | 84,839 | 67,137 | 58,282 | 50,488 | 38,967 | 33,760 | 22,492 |
| Share Capital | 995 | 994 | 994 | 1,493 | 1,492 | 1,491 | 1,457 | 1,454 | 953 | 920 | 917 | 386 |
| Reserves & Surplus | 180,118 | 156,401 | 128,898 | 110,761 | 95,642 | 83,346 | 65,678 | 56,825 | 49,533 | 37,570 | 32,443 | 21,767 |
KOTAKBANK Cash Flow Statement — Operating, Investing & Financing
Kotak Bank operating cash flow ₹41,727 Cr, investing ₹-16,159 Cr, financing ₹-2,538 Cr, net cash flow ₹23,029 Cr (2026).
Periods
₹ Crores
| Particulars | March 2026 | March 2025 | March 2024 | March 2023 | March 2022 | March 2021 | March 2020 | March 2019 | March 2018 | March 2017 | March 2016 | March 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | 41,727 | 16,916 | 15,685 | -1,242 | 8,418 | 4,881 | 46,619 | 1,822 | -10,392 | 13,223 | 5,025 | 2,302 |
| Investing Activities | -16,159 | -25,226 | -8,919 | -10,381 | -11,018 | -11,172 | -13,069 | -3,323 | -5,475 | -5,289 | -2,353 | -4,467 |
| Financing Activities | -2,538 | 22,165 | 15,515 | 1,883 | 7,549 | -10,072 | -735 | 8,365 | 14,679 | 6,055 | 2,024 | 2,426 |
| Net Cash Flow | 23,029 | 13,855 | 22,281 | -9,740 | 4,949 | -16,363 | 32,815 | 6,864 | -1,188 | 13,989 | 4,696 | 260 |