Kotak Bank P/B Ratio

Current P/B Ratio
2.12
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Kotak Bank (KOTAKBANK) P/B ratio is 2.12 (Moderate), book value per share ₹1821.37 vs Banks average P/B of 1.46 — High - Premium to book value, growth expectations or asset-light model. Review Kotak Bank P/E valuation to evaluate earnings-based valuation against sector peers.

Current Valuation Metrics

P/B Ratio 2.12
Current Price ₹384.75
Book Value/Share ₹1821.37
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹181,226 Cr
Share Capital ₹995 Cr
Reserves & Surplus ₹180,118 Cr
Outstanding Shares 995,000,000
Book Value per Share ₹1821.37

Valuation Signal

Signal Fairly Valued
Historical Avg 1.66
Historical Range 0.21 - 2.81
Percentile 60.0%

Sector Context

Sector Average 1.46
Sector Median 1.34
Sector Rank #11 of 40
Sector Percentile 27.5%

KOTAKBANK P/B Ratio — Valuation Insights & Book Value Analysis

Kotak Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 2.12 (Moderate). For live price, earnings yield and the full fundamental profile, see Kotak Bank share price today.

  • Current PB is 27.4% above historical average
  • Trading at premium to sector average PB of 1.46

Kotak Bank P/B Ratio Historical Trend

KOTAKBANK annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View Kotak Bank 52-week for the annual high/low range and current price position.

KOTAKBANK Historical P/B Ratio — Book Value Per Share & Year-End Price

Kotak Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 0.21 ₹1821.37 ₹384.75 ₹181,226 Low
2025 1.39 ₹1584.4 ₹2201.10 ₹157,489 Moderate
2024 1.37 ₹1307.57 ₹1786.05 ₹129,972 Moderate
2023 2.54 ₹752.27 ₹1908.10 ₹112,314 Moderate
2022 2.81 ₹651.24 ₹1827.25 ₹97,165 Moderate

KOTAKBANK vs Banks Peers — P/B Ratio Comparison

Kotak Bank P/B 2.12 vs Banks average 1.46, median 1.34 — range 0.77–3.77.

Sector Average
1.46
Sector Median
1.34
Lowest P/B
0.77
Highest P/B
3.77
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of Baroda BANKBARODA 0.77 ₹131,792 Low
Central Bank of India CENTRALBK 0.78 ₹28,964 Low
Bank of India BANKINDIA 0.8 ₹66,901 Low
Karnataka Bank KTKBANK 0.81 ₹10,410 Low
Punjab National Bank PNB 0.87 ₹128,445 Low
Suryoday Small Finance B… SURYODAY 0.94 ₹2,024 Low
Capital Small Finance Ba… CAPITALSFB 0.95 ₹1,365 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.96 ₹2,653 Low
Union Bank of India UNIONBANK 0.97 ₹134,298 Low
DCB Bank DCBBANK 0.98 ₹6,115 Low