Cholamandalam Investment Intrinsic Value
CHOLAFIN Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹661.44 | ₹529.15 - ₹793.73 | -62.3% | EPS: ₹55.12, Sector P/E: 12x |
| Book Value Method | asset | ₹1127.10 | ₹1014.39 - ₹1239.81 | -35.7% | Book Value/Share: ₹1408.87, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹1813.10 | ₹1631.79 - ₹1994.41 | +3.4% | Revenue/Share: ₹1813.10, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹3508.00 | ₹3157.20 - ₹3858.80 | +100.0% | EBITDA: ₹20616.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹526.20 | ₹473.58 - ₹578.82 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹526.20 | ₹473.58 - ₹578.82 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹3508.00 | ₹3157.20 - ₹3858.80 | +100.0% | ROE: 19.6%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹1321.85 | ₹1189.66 - ₹1454.04 | -24.6% | EPS: ₹55.12, BVPS: ₹1408.87 |
Want to compare with current market value? Check CHOLAFIN share price latest .
Valuation Comparison Chart
CHOLAFIN Intrinsic Value Analysis
What is the intrinsic value of CHOLAFIN?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Cholamandalam Investment (CHOLAFIN) is ₹1321.85 (median value). With the current market price of ₹1754.00, this represents a -24.6% variance from our estimated fair value.
The valuation range spans from ₹526.20 to ₹3508.00, indicating ₹526.20 - ₹3508.00.
Is CHOLAFIN undervalued or overvalued?
Based on our multi-method analysis, Cholamandalam Investment (CHOLAFIN) appears to be trading above calculated value by approximately 24.6%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.06 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 8.53 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 19.6% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 67.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.15x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Cholamandalam Investment
Additional stock information and data for CHOLAFIN
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-32,413 Cr | ₹-33,887 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-35,683 Cr | ₹-37,111 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-27,105 Cr | ₹-28,179 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-5,571 Cr | ₹-5,571 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-8,848 Cr | ₹-9,721 Cr | Negative Cash Flow | 3/10 |