Cholamandalam Investment Complete Financial Statements
12 Years of Data
2026 - 2015
In FY2026, Cholamandalam Investment (CHOLAFIN) reported revenue ₹8,565 Cr, net profit ₹1,645 Cr and EPS ₹19.33, with a net profit margin of 19.2% and ROE of 5.4%. Full financial statements from FY2015 to FY2026 (12 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. Explore CHOLAFIN investment value to estimate fundamental worth using multiple valuation models.
Complete Financial Data Export
Profitability Ratios
Net Profit Margin
19.21%
2026 data
EBITDA Margin
69.68%
2026 data
Operating Margin
69.00%
2026 data
Return on Assets
0.67%
2026 data
Return on Equity
5.40%
2026 data
Balance Sheet Ratios
Current Ratio
0.08
2026 data
Equity Ratio
12.41%
2026 data
Asset Turnover
0.03
2026 data
CHOLAFIN Revenue, Net Profit & EBITDA — Year-on-Year Growth
CHOLAFIN YoY (Mar 2025 vs Mar 2026) — revenue +20.0%, net profit +30.6%, EBITDA +16.4%, expenses +29.2%. For live price, earnings ratios and company overview, see Cholamandalam Investment share price today.
Revenue Growth
+20.0%
Year-over-Year
Net Profit Growth
+30.6%
Year-over-Year
EBITDA Growth
+16.4%
Year-over-Year
Expense Growth
+29.2%
Year-over-Year
Assets Growth
+21.6%
Year-over-Year
Equity Growth
+28.7%
Year-over-Year
Operating Cash Flow Growth
+9.2%
Year-over-Year
Investing Cash Flow Growth
-3.3%
Year-over-Year
Financing Cash Flow Growth
+3.4%
Year-over-Year
CHOLAFIN Income Statement — Revenue, EBITDA & Net Profit
Cholamandalam Investment revenue ₹8,565 Cr, EBITDA ₹5,968 Cr, net profit ₹1,645 Cr, EPS ₹19.33 (2026) — net profit margin 19.2%. Review CHOLAFIN price earnings ratio to evaluate earnings-based valuation against sector peers.
Periods
₹ Crores
| Particulars | Mar 2026 | Sept 2025 | Mar 2025 | Jun 2025 | Dec 2025 | Sept 2024 | Mar 2024 | Jun 2024 | Dec 2024 | Sept 2023 | Mar 2023 | Jun 2023 | Dec 2023 | Sept 2022 | Mar 2022 | Jun 2022 | Dec 2022 | Sept 2021 | Mar 2021 | Jun 2021 | Dec 2021 | Sept 2020 | Mar 2020 | Jun 2020 | Dec 2020 | Sept 2019 | Mar 2019 | Jun 2019 | Dec 2019 | Sept 2018 | Mar 2018 | Jun 2018 | Dec 2018 | Sept 2017 | Mar 2017 | Jun 2017 | Dec 2017 | Sept 2016 | Mar 2016 | Jun 2016 | Dec 2016 | Sept 2015 | Mar 2015 | Jun 2015 | Dec 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8,565 | 7,615 | 7,137 | 7,354 | 8,009 | 6,323 | 5,515 | 5,857 | 6,838 | 4,695 | 3,835 | 4,171 | 5,055 | 3,067 | 2,657 | 2,796 | 3,408 | 2,497 | 2,536 | 2,482 | 2,575 | 2,458 | 2,166 | 2,126 | 2,521 | 2,213 | 1,903 | 2,045 | 2,289 | 1,703 | 1,537 | 1,643 | 1,861 | 1,313 | 1,225 | 1,247 | 1,404 | 1,173 | 1,139 | 1,115 | 1,184 | 1,020 | 942 | 987 | 1,055 |
| Expenses | 2,597 | 2,460 | 2,010 | 2,286 | 2,554 | 1,897 | 1,417 | 1,727 | 2,038 | 1,391 | 902 | 1,174 | 1,412 | 940 | 630 | 879 | 912 | 574 | 1,063 | 910 | 795 | 662 | 945 | 387 | 802 | 485 | 436 | 450 | 542 | 378 | 467 | 401 | 417 | 397 | 327 | 378 | 421 | 334 | 305 | 305 | 357 | 323 | 245 | 319 | 321 |
| EBITDA | 5,968 | 5,154 | 5,127 | 5,068 | 5,455 | 4,426 | 4,099 | 4,130 | 4,800 | 3,304 | 2,932 | 2,997 | 3,643 | 2,127 | 2,026 | 1,917 | 2,496 | 1,923 | 1,472 | 1,572 | 1,780 | 1,796 | 1,221 | 1,738 | 1,718 | 1,728 | 1,466 | 1,596 | 1,747 | 1,324 | 1,071 | 1,242 | 1,444 | 916 | 898 | 869 | 984 | 838 | 834 | 811 | 828 | 697 | 697 | 668 | 734 |
| Operating Profit Margin % | 69.00% | 67.00% | 71.00% | 69.00% | 68.00% | 70.00% | 74.00% | 70.00% | 70.00% | 70.00% | 76.00% | 71.00% | 72.00% | 69.00% | 76.00% | 68.00% | 73.00% | 77.00% | 57.00% | 63.00% | 69.00% | 73.00% | 56.00% | 82.00% | 68.00% | 78.00% | 77.00% | 78.00% | 76.00% | 78.00% | 70.00% | 76.00% | 77.00% | 70.00% | 73.00% | 70.00% | 70.00% | 71.00% | 73.00% | 73.00% | 70.00% | 68.00% | 74.00% | 68.00% | 70.00% |
| Depreciation | 72 | 71 | 64 | 67 | 74 | 63 | 75 | 59 | 59 | 39 | 36 | 39 | 46 | 28 | 28 | 28 | 30 | 24 | 26 | 25 | 24 | 26 | 28 | 26 | 25 | 27 | 16 | 24 | 32 | 13 | 15 | 13 | 15 | 12 | 12 | 10 | 14 | 9 | 6 | 8 | 11 | 5 | 9 | 5 | 5 |
| Interest | 3,753 | 3,517 | 3,365 | 3,468 | 3,646 | 3,059 | 2,579 | 2,796 | 3,275 | 2,204 | 1,734 | 2,006 | 2,441 | 1,340 | 1,071 | 1,130 | 1,543 | 1,078 | 1,120 | 1,104 | 1,046 | 1,185 | 1,136 | 1,131 | 1,140 | 1,178 | 986 | 1,087 | 1,192 | 857 | 619 | 795 | 950 | 556 | 547 | 540 | 590 | 569 | 532 | 547 | 565 | 510 | 485 | 495 | 510 |
| Profit Before Tax | 2,143 | 1,566 | 1,699 | 1,532 | 1,736 | 1,305 | 1,444 | 1,275 | 1,466 | 1,062 | 1,163 | 952 | 1,156 | 759 | 928 | 759 | 923 | 822 | 327 | 443 | 710 | 586 | 57 | 582 | 553 | 523 | 465 | 485 | 523 | 455 | 436 | 434 | 478 | 348 | 339 | 319 | 380 | 261 | 299 | 256 | 252 | 185 | 205 | 172 | 224 |
| Tax | 498 | 406 | 439 | 394 | 446 | 337 | 379 | 328 | 377 | 289 | 307 | 242 | 284 | 196 | 241 | 197 | 238 | 211 | 82 | 115 | 182 | 151 | 15 | 151 | 143 | 216 | 167 | 170 | 134 | 156 | 147 | 153 | 159 | 120 | 119 | 112 | 130 | 93 | 105 | 89 | 89 | 63 | 68 | 61 | 76 |
| Net Profit | 1,645 | 1,160 | 1,260 | 1,138 | 1,290 | 968 | 1,065 | 947 | 1,088 | 773 | 855 | 710 | 872 | 563 | 687 | 562 | 685 | 611 | 245 | 329 | 528 | 435 | 43 | 431 | 410 | 307 | 298 | 315 | 389 | 299 | 289 | 281 | 319 | 228 | 221 | 207 | 250 | 167 | 194 | 167 | 163 | 122 | 137 | 111 | 148 |
| Earnings Per Share (₹) | 19.33 | 13.78 | 14.98 | 13.53 | 15.29 | 11.52 | 12.68 | 11.27 | 12.95 | 9.40 | 10.40 | 8.64 | 10.40 | 6.85 | 8.36 | 6.84 | 8.34 | 7.44 | 2.99 | 4.01 | 6.43 | 5.30 | 0.53 | 5.26 | 5.00 | 3.93 | 3.81 | 4.03 | 4.98 | 19.15 | 18.53 | 3.59 | 4.08 | 14.60 | 14.15 | 13.27 | 16.01 | 10.73 | 12.41 | 10.71 | 10.46 | 8.17 | 9.40 | 7.63 | 9.48 |
CHOLAFIN Balance Sheet — Assets, Liabilities & Shareholders' Equity
CHOLAFIN total assets ₹245,448 Cr, total equity ₹30,458 Cr, total liabilities ₹ Cr (2026) — ROE 5.4%.
Years
Annual Data
₹ Crores
| Particulars | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| Total Assets | 245,448 | 201,887 | 156,686 | 113,627 | 82,479 | 74,644 | 64,058 | 57,490 | 44,167 | 30,598 | 27,889 | 23,868 |
| Current Assets | 17,847 | 10,742 | 5,956 | 4,181 | 5,308 | 6,215 | 7,809 | 4,197 | 1,360 | 9,409 | 8,765 | 7,456 |
| Fixed Assets | 1,911 | 1,780 | 1,563 | 403 | 259 | 228 | 283 | 167 | 171 | 150 | 120 | 69 |
| Capital Work in Progress | 28 | 11 | 13 | 61 | 37 | 10 | 11 | 14 | 4 | 0 | 0 | 0 |
| Investments | 0 | 6,367 | 4,036 | 3,562 | 2,055 | 1,584 | 33 | 42 | 23 | 48 | 4 | 9 |
| Other Assets | 0 | 193,729 | 151,075 | 109,602 | 80,128 | 72,823 | 63,732 | 57,267 | 43,970 | 30,401 | 27,765 | 23,790 |
| LIABILITIES | ||||||||||||
| Total Liabilities | ||||||||||||
| Current Liabilities | 211,153 | 166,107 | 127,440 | 80,453 | 61,820 | 54,914 | 47,336 | 40,215 | 35,069 | 15,887 | 11,506 | 12,788 |
| Non-Current Liabilities | ||||||||||||
| SHAREHOLDERS' EQUITY | ||||||||||||
| Total Equity | 30,458 | 23,669 | 19,593 | 14,346 | 11,769 | 9,600 | 8,200 | 6,209 | 5,126 | 4,300 | 3,673 | 3,174 |
| Share Capital | 171 | 168 | 168 | 165 | 164 | 164 | 164 | 156 | 156 | 156 | 156 | 644 |
| Reserves & Surplus | 30,288 | 23,499 | 19,424 | 14,182 | 11,605 | 9,436 | 8,036 | 6,052 | 4,969 | 4,141 | 3,514 | 2,530 |
CHOLAFIN Cash Flow Statement — Operating, Investing & Financing
Cholamandalam Investment operating cash flow ₹-32,413 Cr, investing ₹-2,948 Cr, financing ₹39,795 Cr, net cash flow ₹4,434 Cr (2025).
Periods
₹ Crores
| Particulars | March 2025 | March 2024 | March 2023 | March 2022 | March 2021 | March 2020 | March 2019 | March 2018 | March 2017 | March 2016 | March 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | -32,413 | -35,683 | -27,105 | -5,571 | -8,848 | -2,075 | -9,317 | -7,926 | -1,468 | -2,809 | -2,264 |
| Investing Activities | -2,948 | -2,855 | -2,148 | 1,640 | -1,746 | -54 | -11 | -60 | -222 | -137 | -40 |
| Financing Activities | 39,795 | 38,471 | 27,467 | 5,150 | 8,707 | 2,452 | 12,191 | 8,009 | 1,692 | 3,031 | 1,819 |
| Net Cash Flow | 4,434 | -66 | -1,787 | 1,219 | -1,888 | 323 | 2,862 | 22 | 2 | 85 | -485 |