Cholamandalam Investment P/B Ratio
Cholamandalam Investment (CHOLAFIN) P/B ratio is 4.39 (High), book value per share ₹1781.17 vs Financial Services average P/B of -3.85 — Very High - Significant premium, high growth expectations or speculative. View Cholamandalam Investment yearly highs lows for the annual high/low range and current price position.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
CHOLAFIN P/B Ratio — Valuation Insights & Book Value Analysis
Cholamandalam Investment price-to-book ratio interpretation, valuation status and historical context — current P/B 4.39 (High). For live price, earnings yield and the full fundamental profile, see Cholamandalam Investment stock price NSE.
- Stock appears overvalued with PB of 4.39, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 293.4% above historical average
- Trading at premium to sector average PB of -3.85
Cholamandalam Investment P/B Ratio Historical Trend
CHOLAFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with Cholamandalam Investment value estimation to assess whether the stock is under or overvalued.
CHOLAFIN Historical P/B Ratio — Book Value Per Share & Year-End Price
Cholamandalam Investment annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.89 | ₹1781.17 | ₹1579.20 | ₹30,458 | Low |
| 2025 | 1.21 | ₹1408.87 | ₹1702.20 | ₹23,669 | Moderate |
| 2024 | 1.02 | ₹1166.25 | ₹1185.95 | ₹19,593 | Moderate |
| 2023 | 1.45 | ₹869.45 | ₹1259.80 | ₹14,346 | Moderate |
| 2022 | 1.01 | ₹717.62 | ₹722.90 | ₹11,769 | Moderate |
CHOLAFIN vs Financial Services Peers — P/B Ratio Comparison
Cholamandalam Investment P/B 4.39 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -29.76 | ₹21 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Gujarat Lease Financing | GLFL | -4.71 | ₹17 | Low |
| CMX Holdings | CMXLTD | -4.6 | ₹26 | Low |
| Classic Leasing & Finance | CLFL | -4.13 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.07 | ₹21 | Low |
| Manipal Finance | MNPLFIN | -2.49 | ₹19 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |