Cholamandalam Investment P/B Ratio
Cholamandalam Investment (CHOLAFIN) P/B ratio is 4.91 (High), book value per share ₹1781.17 vs Financial Services average P/B of -3.59 — Very High - Significant premium, high growth expectations or speculative. Explore CHOLAFIN value investing to estimate fundamental worth using multiple valuation models.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
CHOLAFIN P/B Ratio — Valuation Insights & Book Value Analysis
Cholamandalam Investment price-to-book ratio interpretation, valuation status and historical context — current P/B 4.91 (High). For live price, earnings yield and the full fundamental profile, see Cholamandalam Investment stock price NSE.
- Stock appears overvalued with PB of 4.91, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 330.7% above historical average
- Trading at premium to sector average PB of -3.59
Cholamandalam Investment P/B Ratio Historical Trend
CHOLAFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Read CHOLAFIN ex-dividend dates for the complete payout history and dividend yield track record.
CHOLAFIN Historical P/B Ratio — Book Value Per Share & Year-End Price
Cholamandalam Investment annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 1.01 | ₹1781.17 | ₹1800.00 | ₹30,458 | Moderate |
| 2025 | 1.21 | ₹1408.87 | ₹1702.20 | ₹23,669 | Moderate |
| 2024 | 1.02 | ₹1166.25 | ₹1185.95 | ₹19,593 | Moderate |
| 2023 | 1.45 | ₹869.45 | ₹1259.80 | ₹14,346 | Moderate |
| 2022 | 1.01 | ₹717.62 | ₹722.90 | ₹11,769 | Moderate |
CHOLAFIN vs Financial Services Peers — P/B Ratio Comparison
Cholamandalam Investment P/B 4.91 vs Financial Services average -3.59, median 0.0 — range -91.12–0.13.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -21.51 | ₹17 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.6 | ₹22 | Low |
| CMX Holdings | CMXLTD | -3.78 | ₹25 | Low |
| Gujarat Lease Financing | GLFL | -3.58 | ₹14 | Low |
| GACM Technologies DVR | GATECHDVR | -3.42 | ₹9 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |
| Kiduja India | KIDUJA | -2.18 | ₹47 | Low |