Bengal & Assam P/B Ratio

BENGALASM • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.73
Low Valuation
Low - Trading below book value, may indicate undervaluation

Current Valuation Metrics

P/B Ratio 0.73
Current Price ₹6499.80
Book Value/Share ₹9055.45
Exchange BSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹9,961 Cr
Share Capital ₹11 Cr
Reserves & Surplus ₹9,750 Cr
Outstanding Shares 11,000,000
Book Value per Share ₹9055.45

Valuation Signal

Signal Undervalued
Historical Avg 0.84
Historical Range 0.45 - 1.11
Percentile 20.0%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Bengal & Assam

  • Stock appears undervalued with PB of 0.73, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Trading at premium to sector average PB of -12.08

View the current stock price of Bengal & Assam for more insights.

P/B Ratio Historical Trend for Bengal & Assam

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.76 ₹9055.45 ₹6848.05 ₹9,961 Low
2024 1.11 ₹8400.91 ₹9300.05 ₹9,241 Moderate
2023 1.11 ₹6809.09 ₹7558.15 ₹7,490 Moderate
2022 0.77 ₹5576.36 ₹4306.80 ₹6,134 Low
2021 0.45 ₹4923.64 ₹2213.00 ₹5,416 Low

Sector P/B Ratio Comparison

Comparing Bengal & Assam with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -10.53 ₹10 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low