Reliance Home Finance P/B Ratio

Current P/B Ratio
-2.36
Low Valuation
Very Low - Significant discount to book value, potential distress or value opportunity

Reliance Home Finance (RHFL) P/B ratio is -2.36 (Low), book value per share ₹-1.53 vs Financial Services average P/B of -3.8 — Very Low - Significant discount to book value, potential distress or value opportunity. For live price, earnings yield and the full fundamental profile, see RHFL stock price BSE.

Current Valuation Metrics

P/B Ratio -2.36
Current Price ₹4.15
Book Value/Share ₹-1.53
Exchange NSE

Book Value Breakdown (2023)

Balance Sheet Components
Total Equity ₹-74 Cr
Share Capital ₹485 Cr
Reserves & Surplus ₹-559 Cr
Outstanding Shares 485,000,000
Book Value per Share ₹-1.53

Valuation Signal

Signal Undervalued
Historical Avg 0.08
Historical Range 0.07 - 0.09
Percentile 0.0%

Sector Context

Sector Average -3.8
Sector Median -0.01
Sector Rank #10 of 50
Sector Percentile 20.0%

RHFL P/B Ratio — Valuation Insights & Book Value Analysis

Reliance Home Finance price-to-book ratio interpretation, valuation status and historical context — current P/B -2.36 (Low). Compare with RHFL stock valuation models to assess whether the stock is under or overvalued.

  • Stock appears undervalued with PB of -2.36, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 3050.0% below historical average
  • Trading at premium to sector average PB of -3.8

Reliance Home Finance P/B Ratio Historical Trend

RHFL annual price-to-book ratio — 2 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View RHFL 52-week performance for the annual high/low range and current price position.

RHFL Historical P/B Ratio — Book Value Per Share & Year-End Price

Reliance Home Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2020 0.09 ₹30.25 ₹2.62 ₹1,467 Low
2019 0.07 ₹37.98 ₹2.73 ₹1,842 Low

RHFL vs Financial Services Peers — P/B Ratio Comparison

Reliance Home Finance P/B -2.36 vs Financial Services average -3.8, median -0.01 — range -91.12–0.15.

Sector Average
-3.8
Sector Median
-0.01
Lowest P/B
-91.12
Highest P/B
0.15
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -29.76 ₹21 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Gujarat Lease Financing GLFL -4.71 ₹17 Low
CMX Holdings CMXLTD -4.6 ₹26 Low
Classic Leasing & Finance CLFL -4.13 ₹15 Low
Roselabs Finance ROSELABS -4.07 ₹21 Low
Manipal Finance MNPLFIN -2.49 ₹19 Low
Kiduja India KIDUJA -1.89 ₹41 Low