Aptus Value Housing Finance P/B Ratio

APTUS • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
3.09
High Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 3.09
Current Price ₹275.45
Book Value/Share ₹431.70
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹4,317 Cr
Share Capital ₹100 Cr
Reserves & Surplus ₹4,203 Cr
Outstanding Shares 100,000,000
Book Value per Share ₹431.70

Valuation Signal

Signal Overvalued
Historical Avg 1.01
Historical Range 0.65 - 1.63
Percentile 100.0%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Aptus Value Housing Finance

  • Stock appears overvalued with PB of 3.09, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Current PB is 206.5% above historical average
  • Trading at premium to sector average PB of -12.08

View the current stock price of Aptus Value Housing Finance for more insights.

P/B Ratio Historical Trend for Aptus Value Housing Finance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.65 ₹431.7 ₹279.10 ₹4,317 Low
2024 0.77 ₹376.8 ₹289.45 ₹3,768 Low
2023 0.96 ₹333.9 ₹319.75 ₹3,339 Low
2022 1.03 ₹294.55 ₹303.80 ₹2,916 Moderate
2021 1.63 ₹208.42 ₹339.90 ₹1,980 Moderate

Sector P/B Ratio Comparison

Comparing Aptus Value Housing Finance with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Trustwave Securities TRUSTWAVE -10.43 ₹11 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low