VLS Finance P/B Ratio

VLSFINANCE • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.35
Low Valuation
Very Low - Significant discount to book value, potential distress or value opportunity

Current Valuation Metrics

P/B Ratio 0.35
Current Price ₹291.75
Book Value/Share ₹727.06
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹2,472 Cr
Share Capital ₹34 Cr
Reserves & Surplus ₹2,438 Cr
Outstanding Shares 34,000,000
Book Value per Share ₹727.06

Valuation Signal

Signal Undervalued
Historical Avg 0.32
Historical Range 0.18 - 0.41
Percentile 60.0%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for VLS Finance

  • Stock appears undervalued with PB of 0.35, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Trading at premium to sector average PB of -12.08

View the current stock price of VLS Finance for more insights.

P/B Ratio Historical Trend for VLS Finance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.41 ₹727.06 ₹299.45 ₹2,472 Low
2024 0.4 ₹852.29 ₹338.10 ₹2,983 Low
2023 0.28 ₹714.57 ₹203.50 ₹2,501 Low
2022 0.18 ₹760.26 ₹138.30 ₹2,965 Low
2021 0.31 ₹624.36 ₹193.55 ₹2,435 Low

Sector P/B Ratio Comparison

Comparing VLS Finance with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -10.53 ₹10 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low