VLS Finance Intrinsic Value
VLS Finance (VLSFINANCE) median intrinsic value is ₹575.01 from 2 valuation models (range ₹528–₹575), vs current price ₹253.50 — +126.8% upside (Trading Below Calculated Value), margin of safety 55.9%. Analyse VLS Finance ownership structure to track promoter, FII and institutional holdings.
VLSFINANCE Valuation Methods Summary — DCF, Graham Number & P/E
VLS Finance intrinsic value across 2 models vs current price ₹253.50 — upside/downside and value range per method. Read VLS Finance dividend policy for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹528.25 | ₹475.43 - ₹581.08 | +108.4% | Book Value/Share: ₹660.31, P/B: 0.8x |
| Simple DCF (5Y) | dcf | ₹575.01 | ₹460.01 - ₹690.01 | +126.8% | CF Growth: 4.8%, Discount: 15% |
VLSFINANCE Intrinsic Value vs Market Price — All Valuation Models
VLS Finance fair value range ₹528–₹575 vs current market price ₹253.50 across 2 valuation models. For current market price and key ratios, visit VLS Finance stock price NSE.
VLSFINANCE Intrinsic Value Analysis — Undervalued or Overvalued?
VLS Finance median intrinsic value ₹575.01, current price ₹253.50 — Trading Below Calculated Value by 126.8%, margin of safety 55.9%.
What is the intrinsic value of VLSFINANCE?
Based on our comprehensive analysis using 2 different valuation methods, the estimated intrinsic value of VLS Finance (VLSFINANCE) is ₹575.01 (median value). With the current market price of ₹253.50, this represents a +126.8% variance from our estimated fair value.
The valuation range spans from ₹528.25 to ₹575.01, indicating ₹528.25 - ₹575.01.
Is VLSFINANCE undervalued or overvalued?
Based on our multi-method analysis, VLS Finance (VLSFINANCE) appears to be trading below calculated value by approximately 126.8%.
VLSFINANCE Financial Health — Key Ratios vs Industry Benchmarks
VLS Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 2.17 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | -14.2% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 106.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | -0.18x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
VLSFINANCE Cash Flow Quality — Operating & Free Cash Flow
VLS Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹200 Cr | ₹200 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹195 Cr | ₹97 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹7 Cr | ₹7 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹165 Cr | ₹73 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹166 Cr | ₹130 Cr | Positive Free Cash Flow | 8/10 |