Poonawalla Fincorp P/B Ratio

POONAWALLA • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
3.94
High Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 3.94
Current Price ₹460.50
Book Value/Share ₹527.42
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹8,175 Cr
Share Capital ₹155 Cr
Reserves & Surplus ₹8,020 Cr
Outstanding Shares 155,000,000
Book Value per Share ₹527.42

Valuation Signal

Signal Overvalued
Historical Avg 0.76
Historical Range 0.54 - 0.98
Percentile 100.0%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Poonawalla Fincorp

  • Stock appears overvalued with PB of 3.94, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Current PB is 417.1% above historical average
  • Trading at premium to sector average PB of -12.08

View the current stock price of Poonawalla Fincorp for more insights.

P/B Ratio Historical Trend for Poonawalla Fincorp

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.92 ₹527.42 ₹482.95 ₹8,175 Low
2024 0.59 ₹530.32 ₹314.35 ₹8,167 Low
2023 0.98 ₹446.3 ₹435.55 ₹6,873 Low
2022 0.78 ₹395.95 ₹308.30 ₹6,058 Low
2021 0.54 ₹406.3 ₹219.25 ₹2,194 Low

Sector P/B Ratio Comparison

Comparing Poonawalla Fincorp with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -10.53 ₹10 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low