Poonawalla Fincorp Intrinsic Value
Poonawalla Fincorp (POONAWALLA) median intrinsic value is ₹511.01 from 8 valuation models (range ₹139–₹930), vs current price ₹464.95 — +9.9% upside (Trading Near Calculated Value), margin of safety 9.0%. Analyse POONAWALLA shareholder distribution to track promoter, FII and institutional holdings.
POONAWALLA Valuation Methods Summary — DCF, Graham Number & P/E
Poonawalla Fincorp intrinsic value across 8 models vs current price ₹464.95 — upside/downside and value range per method. Read Poonawalla Fincorp dividend policy for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹151.20 | ₹120.96 - ₹181.44 | -67.5% | EPS: ₹12.60, Sector P/E: 12x |
| Book Value Method | asset | ₹511.01 | ₹459.91 - ₹562.11 | +9.9% | Book Value/Share: ₹638.77, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹523.46 | ₹471.11 - ₹575.81 | +12.6% | Revenue/Share: ₹523.46, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹929.90 | ₹836.91 - ₹1022.89 | +100.0% | EBITDA: ₹4844.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹139.48 | ₹125.53 - ₹153.43 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹139.48 | ₹125.53 - ₹153.43 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹629.63 | ₹566.67 - ₹692.59 | +35.4% | ROE: 9.9%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹425.55 | ₹383.00 - ₹468.11 | -8.5% | EPS: ₹12.60, BVPS: ₹638.77 |
POONAWALLA Intrinsic Value vs Market Price — All Valuation Models
Poonawalla Fincorp fair value range ₹139–₹930 vs current market price ₹464.95 across 8 valuation models. For current market price and key ratios, visit Poonawalla Fincorp share price today.
POONAWALLA Intrinsic Value Analysis — Undervalued or Overvalued?
Poonawalla Fincorp median intrinsic value ₹511.01, current price ₹464.95 — Trading Near Calculated Value by 9.9%, margin of safety 9.0%.
What is the intrinsic value of POONAWALLA?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Poonawalla Fincorp (POONAWALLA) is ₹511.01 (median value). With the current market price of ₹464.95, this represents a +9.9% variance from our estimated fair value.
The valuation range spans from ₹139.48 to ₹929.90, indicating ₹139.48 - ₹929.90.
Is POONAWALLA undervalued or overvalued?
Based on our multi-method analysis, Poonawalla Fincorp (POONAWALLA) appears to be trading near calculated value by approximately 9.9%.
POONAWALLA Financial Health — Key Ratios vs Industry Benchmarks
Poonawalla Fincorp financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.03 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 9.9% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 57.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.14x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
POONAWALLA Cash Flow Quality — Operating & Free Cash Flow
Poonawalla Fincorp operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-21,786 Cr | ₹-22,456 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-10,569 Cr | ₹-10,810 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-7,557 Cr | ₹-7,557 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-5,237 Cr | ₹-5,292 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-2,873 Cr | ₹-2,890 Cr | Negative Cash Flow | 3/10 |