Poonawalla Fincorp Intrinsic Value
Poonawalla Fincorp (POONAWALLA) median intrinsic value is ₹421.94 from 8 valuation models (range ₹118–₹789), vs current price ₹394.50 — +7.0% upside (Trading Near Calculated Value), margin of safety 6.5%. Also explore POONAWALLA price movement history to track price trends across different timeframes.
POONAWALLA Valuation Methods Summary — DCF, Graham Number & P/E
Poonawalla Fincorp intrinsic value across 8 models vs current price ₹394.50 — upside/downside and value range per method. For current market price and key ratios, visit Poonawalla Fincorp share price today.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹151.20 | ₹120.96 - ₹181.44 | -61.7% | EPS: ₹12.60, Sector P/E: 12x |
| Book Value Method | asset | ₹421.94 | ₹379.75 - ₹464.13 | +7.0% | Book Value/Share: ₹527.42, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹547.10 | ₹492.39 - ₹601.81 | +38.7% | Revenue/Share: ₹547.10, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹789.00 | ₹710.10 - ₹867.90 | +100.0% | EBITDA: ₹4844.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹118.35 | ₹106.52 - ₹130.19 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹118.35 | ₹106.52 - ₹130.19 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹789.00 | ₹710.10 - ₹867.90 | +100.0% | ROE: 12.5%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹386.68 | ₹348.01 - ₹425.35 | -2.0% | EPS: ₹12.60, BVPS: ₹527.42 |
POONAWALLA Intrinsic Value vs Market Price — All Valuation Models
Poonawalla Fincorp fair value range ₹118–₹789 vs current market price ₹394.50 across 8 valuation models. Browse POONAWALLA cash flow statement for revenue, profit, balance sheet and cash flow data.
POONAWALLA Intrinsic Value Analysis — Undervalued or Overvalued?
Poonawalla Fincorp median intrinsic value ₹421.94, current price ₹394.50 — Trading Near Calculated Value by 7.0%, margin of safety 6.5%.
What is the intrinsic value of POONAWALLA?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Poonawalla Fincorp (POONAWALLA) is ₹421.94 (median value). With the current market price of ₹394.50, this represents a +7.0% variance from our estimated fair value.
The valuation range spans from ₹118.35 to ₹789.00, indicating ₹118.35 - ₹789.00.
Is POONAWALLA undervalued or overvalued?
Based on our multi-method analysis, Poonawalla Fincorp (POONAWALLA) appears to be trading near calculated value by approximately 7.0%.
POONAWALLA Financial Health — Key Ratios vs Industry Benchmarks
Poonawalla Fincorp financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.03 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 12.5% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 57.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.24x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
POONAWALLA Cash Flow Quality — Operating & Free Cash Flow
Poonawalla Fincorp operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-10,569 Cr | ₹-10,810 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-7,557 Cr | ₹-7,557 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-5,064 Cr | ₹-5,206 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-2,873 Cr | ₹-2,890 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹1,644 Cr | ₹1,644 Cr | Positive Free Cash Flow | 8/10 |