PB FinTech P/B Ratio
POLICYBZR • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
11.92
High Valuation
Very High - Significant premium, high growth expectations or speculative
Current Valuation Metrics
P/B Ratio
11.92
Current Price
₹1693.90
Book Value/Share
₹699.78
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹6,438 Cr
Share Capital
₹92 Cr
Reserves & Surplus
₹6,340 Cr
Outstanding Shares
92,000,000
Book Value per Share
₹699.78
Valuation Signal
Signal
Overvalued
Historical Avg
1.59
Historical Range
0.05 - 3.23
Percentile
100.0%
Sector Context
Sector Average
-12.08
Sector Median
0.0
Sector Rank
#11 of 50
Sector Percentile
22.0%
Key P/B Ratio Insights for PB FinTech
- Stock appears overvalued with PB of 11.92, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 650.6% above historical average
- Trading at premium to sector average PB of -12.08
View the current stock price of PB FinTech for more insights.
P/B Ratio Historical Trend for PB FinTech
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for PB FinTech
Additional stock information and data for POLICYBZR
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 2.61 | ₹699.78 | ₹1825.60 | ₹6,438 | Moderate |
| 2024 | 3.23 | ₹653.0 | ₹2108.85 | ₹5,877 | High |
| 2023 | 1.3 | ₹609.44 | ₹794.65 | ₹5,485 | Moderate |
| 2022 | 0.75 | ₹601.33 | ₹448.30 | ₹5,412 | Low |
| 2021 | 0.05 | ₹19920.0 | ₹950.30 | ₹1,992 | Low |
Sector P/B Ratio Comparison
Comparing PB FinTech with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| BEML Land Assets | BLAL | -404.04 | ₹867 | Low |
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -36.55 | ₹24 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -10.53 | ₹10 | Low |
| CMX Holdings | CMXLTD | -10.49 | ₹65 | Low |
| Gujarat Lease Financing | GLFL | -5.51 | ₹17 | Low |
| Roselabs Finance | ROSELABS | -4.53 | ₹22 | Low |
| Classic Leasing & Finance | CLFL | -3.33 | ₹13 | Low |
| Reliance Home Finance | RHFL | -2.64 | ₹136 | Low |