JM Financial P/B Ratio

JMFINANCIL • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.39
Moderate Valuation
Moderate - Reasonably valued relative to book value

Current Valuation Metrics

P/B Ratio 1.39
Current Price ₹143.64
Book Value/Share ₹1065.73
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹10,231 Cr
Share Capital ₹96 Cr
Reserves & Surplus ₹9,632 Cr
Outstanding Shares 96,000,000
Book Value per Share ₹1065.73

Valuation Signal

Signal Fairly Valued
Historical Avg 0.09
Historical Range 0.06 - 0.14
Percentile 100.0%

Sector Context

Sector Average -12.05
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for JM Financial

  • Current PB is 1410.9% above historical average
  • Trading at premium to sector average PB of -12.05

View the current stock price of JM Financial for more insights.

P/B Ratio Historical Trend for JM Financial

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.14 ₹1065.73 ₹150.10 ₹10,231 Low
2024 0.11 ₹1151.67 ₹130.00 ₹11,056 Low
2023 0.08 ₹1173.96 ₹98.30 ₹11,270 Low
2022 0.06 ₹1118.53 ₹71.50 ₹10,626 Low
2021 0.07 ₹1018.53 ₹74.40 ₹9,676 Low

Sector P/B Ratio Comparison

Comparing JM Financial with other companies in Financial Services sector
Sector Average
-12.05
Sector Median
0.0
Lowest P/B
-402.41
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -402.41 ₹857 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -10.53 ₹10 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹139 Low