Jammu & Kashmir Bank Complete Financial Statements
J&KBANK • Review detailed financials to uncover trends, confirm thesis & journal trades
11 Years of Data
2025 - 2015
Complete Financial Data Export
Export complete financial statements for Jammu & Kashmir Bank (J&KBANK).
Downloads include all available records across all periods.
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Profitability Ratios
Net Profit Margin
14.35%
2025 data
EBITDA Margin
18.41%
2025 data
Operating Margin
71.00%
2025 data
Return on Assets
0.29%
2025 data
Return on Equity
3.48%
2025 data
Balance Sheet Ratios
Current Ratio
0.13
2025 data
Equity Ratio
8.39%
2025 data
Asset Turnover
0.02
2025 data
Year-over-Year Growth Analysis
Comparing Sept 2024 vs Sept 2025
Revenue Growth
+0.8%
Year-over-Year
Net Profit Growth
-10.5%
Year-over-Year
EBITDA Growth
-16.1%
Year-over-Year
Expense Growth
-2.2%
Year-over-Year
Assets Growth
+9.7%
Year-over-Year
Equity Growth
+16.5%
Year-over-Year
Operating Cash Flow Growth
+419.2%
Year-over-Year
Investing Cash Flow Growth
+60.3%
Year-over-Year
Financing Cash Flow Growth
-354.1%
Year-over-Year
Income Statement
Periods
₹ Crores
| Particulars | Sept 2025 | Mar 2025 | Jun 2025 | Dec 2025 | Sept 2024 | Mar 2024 | Jun 2024 | Dec 2024 | Sept 2023 | Mar 2023 | Jun 2023 | Dec 2023 | Sept 2022 | Mar 2022 | Jun 2022 | Dec 2022 | Sept 2021 | Mar 2021 | Jun 2021 | Dec 2021 | Sept 2020 | Mar 2020 | Jun 2020 | Dec 2020 | Sept 2019 | Mar 2019 | Jun 2019 | Dec 2019 | Sept 2018 | Jun 2018 | Dec 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,450 | 3,619 | 3,523 | 3,597 | 3,424 | 3,139 | 3,193 | 3,452 | 2,957 | 2,681 | 2,888 | 3,067 | 2,447 | 2,212 | 2,308 | 2,685 | 2,186 | 2,110 | 2,214 | 2,193 | 2,197 | 2,279 | 2,161 | 2,350 | 2,264 | 2,478 | 2,257 | 2,197 | 1,953 | 1,898 | 2,170 |
| Expenses | 958 | 1,078 | 1,061 | 965 | 980 | 705 | 954 | 996 | 982 | 793 | 1,062 | 906 | 946 | 1,055 | 1,003 | 984 | 1,034 | 789 | 1,009 | 858 | 1,017 | 1,348 | 962 | 1,172 | 2,088 | 1,119 | 971 | 953 | 734 | 820 | 878 |
| EBITDA | 635 | 810 | 659 | 807 | 757 | 830 | 614 | 759 | 545 | 625 | 452 | 561 | 407 | 120 | 236 | 518 | 136 | 287 | 183 | 308 | 80 | -238 | 65 | 107 | -1,033 | 222 | 117 | 52 | 170 | 94 | 171 |
| Operating Profit Margin % | 71.00% | 66.00% | 68.00% | 71.00% | 69.00% | 76.00% | 68.00% | 69.00% | 64.00% | 68.00% | 60.00% | 69.00% | 59.00% | 48.00% | 52.00% | 60.00% | 48.00% | 60.00% | 49.00% | 58.00% | 50.00% | 37.00% | 53.00% | 44.00% | 3.00% | 46.00% | 53.00% | 54.00% | 60.00% | 53.00% | 56.00% |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 1,858 | 1,732 | 1,803 | 1,824 | 1,687 | 1,604 | 1,625 | 1,697 | 1,430 | 1,262 | 1,374 | 1,600 | 1,095 | 1,037 | 1,069 | 1,183 | 1,017 | 1,034 | 1,021 | 1,026 | 1,101 | 1,169 | 1,134 | 1,071 | 1,208 | 1,138 | 1,170 | 1,193 | 1,048 | 984 | 1,121 |
| Profit Before Tax | 635 | 810 | 659 | 807 | 757 | 830 | 614 | 759 | 545 | 625 | 452 | 561 | 407 | 120 | 236 | 518 | 136 | 287 | 183 | 308 | 80 | -238 | 65 | 107 | -1,033 | 222 | 117 | 52 | 170 | 94 | 171 |
| Tax | 140 | 228 | 175 | 226 | 204 | 197 | 195 | 230 | 161 | 153 | 120 | 138 | 167 | 1 | 75 | 211 | 28 | -35 | 84 | 139 | 42 | 99 | 63 | 40 | -113 | 8 | 95 | 3 | 77 | 42 | 67 |
| Net Profit | 495 | 582 | 485 | 582 | 553 | 633 | 419 | 529 | 384 | 473 | 331 | 423 | 240 | 119 | 161 | 307 | 107 | 322 | 100 | 169 | 38 | -337 | 2 | 66 | -919 | 214 | 21 | 48 | 93 | 53 | 105 |
| Earnings Per Share (₹) | 4.49 | 5.28 | 4.40 | 5.28 | 5.02 | 5.75 | 3.80 | 4.80 | 3.72 | 4.87 | 3.21 | 4.05 | 2.49 | 1.27 | 1.67 | 3.19 | 1.44 | 4.52 | 1.40 | 1.81 | 0.53 | -4.72 | 0.03 | 0.93 | -16.51 | 3.84 | 0.39 | 0.87 | 1.68 | 0.94 | 1.88 |
Related Pages for Jammu & Kashmir Bank
Additional stock information and data for J&KBANK
Balance Sheet
Years
Annual Data
₹ Crores
| Particulars | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||||
| Total Assets | 169,424 | 154,505 | 145,913 | 130,576 | 120,273 | 108,829 | 101,405 | 89,684 | 82,012 | 80,254 | 76,065 |
| Current Assets | 21,926 | 23,435 | 26,400 | 24,204 | 20,378 | 19,035 | 10,018 | 12,075 | 9,381 | 8,962 | 5,685 |
| Fixed Assets | 2,126 | 2,208 | 2,224 | 1,908 | 1,971 | 2,036 | 1,646 | 1,598 | 1,479 | 706 | 655 |
| Capital Work in Progress | 66 | 50 | 47 | 46 | 41 | 35 | 29 | 17 | 64 | 59 | 34 |
| Investments | 41,122 | 34,900 | 34,780 | 33,785 | 30,774 | 22,991 | 23,141 | 18,860 | 21,271 | 20,334 | 25,104 |
| Other Assets | 126,110 | 117,347 | 108,860 | 94,837 | 87,486 | 83,768 | 76,589 | 69,210 | 59,198 | 59,156 | 50,271 |
| LIABILITIES | |||||||||||
| Total Liabilities | |||||||||||
| Current Liabilities | 165,153 | 149,842 | 134,816 | 125,151 | 116,865 | 106,151 | 98,883 | 87,791 | 79,425 | 78,076 | 74,201 |
| Non-Current Liabilities | |||||||||||
| SHAREHOLDERS' EQUITY | |||||||||||
| Total Equity | 14,208 | 12,193 | 9,896 | 8,077 | 6,802 | 6,346 | 6,622 | 6,158 | 5,673 | 6,421 | 6,108 |
| Share Capital | 110 | 110 | 103 | 93 | 71 | 71 | 56 | 56 | 52 | 49 | 49 |
| Reserves & Surplus | 14,098 | 12,083 | 9,793 | 7,890 | 6,731 | 6,275 | 6,566 | 6,102 | 5,621 | 6,372 | 6,060 |
Cash Flow Statement
Periods
₹ Crores
| Particulars | March 2025 | March 2024 | March 2023 | March 2022 | March 2021 | March 2020 | March 2019 | March 2018 | March 2017 | March 2016 | March 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | 2,723 | -853 | -407 | -1,568 | -14 | 4,374 | -2,992 | 2,363 | 2,457 | -219 | 118 |
| Investing Activities | -102 | -257 | -124 | -85 | -76 | -115 | -165 | -164 | -861 | -136 | -261 |
| Financing Activities | -1,034 | 407 | 638 | 941 | -199 | -339 | 769 | 668 | 593 | -176 | -338 |
| Net Cash Flow | 1,587 | -702 | 107 | -712 | -289 | 3,920 | -2,388 | 2,867 | 2,189 | -531 | -481 |