Jana Small Finance Bank Complete Financial Statements
JSFB • Review detailed financials to uncover trends, confirm thesis & journal trades
8 Years of Data
2025 - 2018
Complete Financial Data Export
Export complete financial statements for Jana Small Finance Bank (JSFB).
Downloads include all available records across all periods.
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Profitability Ratios
Net Profit Margin
9.13%
2025 data
EBITDA Margin
9.73%
2025 data
Operating Margin
44.00%
2025 data
Return on Assets
1.30%
2025 data
Return on Equity
12.17%
2025 data
Balance Sheet Ratios
Current Ratio
0.14
2025 data
Debt to Equity
9.34
2025 data
Equity Ratio
10.71%
2025 data
Asset Turnover
0.14
2025 data
Year-over-Year Growth Analysis
Comparing March 2025 vs Period
Revenue Growth
+6.8%
Year-over-Year
Net Profit Growth
-18.0%
Year-over-Year
EBITDA Growth
-24.7%
Year-over-Year
Expense Growth
+11.0%
Year-over-Year
Assets Growth
+17.6%
Year-over-Year
Equity Growth
+15.1%
Year-over-Year
Liabilities Growth
+17.6%
Year-over-Year
Operating Cash Flow Growth
+475.3%
Year-over-Year
Investing Cash Flow Growth
+58.8%
Year-over-Year
Financing Cash Flow Growth
-4014.7%
Year-over-Year
Income Statement
Periods
₹ Crores
| Particulars | None | March 2025 | March 2024 | March 2023 | March 2022 | March 2021 | March 2020 | March 2019 | March 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,857 | 5,486 | 4,684 | 3,700 | 3,050 | 2,733 | 2,425 | 1,368 | 1,597 |
| Expenses | 2,926 | 2,635 | 2,222 | 1,960 | 1,627 | 1,331 | 1,322 | 2,404 | 2,760 |
| EBITDA | 402 | 534 | 576 | 325 | 86 | 167 | 123 | -1,850 | -2,327 |
| Operating Profit Margin % | 41.00% | 44.00% | 45.00% | 36.00% | 40.00% | 47.00% | 34.00% | -92.00% | -78.00% |
| Depreciation | 0 | 61 | 62 | 69 | 81 | 83 | 93 | 99 | 84 |
| Interest | 2,529 | 2,317 | 1,886 | 1,415 | 1,337 | 1,235 | 980 | 814 | 1,164 |
| Profit Before Tax | 402 | 474 | 514 | 256 | 5 | 84 | 30 | -1,949 | -2,411 |
| Tax | -9 | -28 | -155 | 0 | 0 | 0 | 0 | 0 | 93 |
| Net Profit | 411 | 501 | 670 | 256 | 5 | 84 | 30 | -1,949 | -2,504 |
| Earnings Per Share (₹) | 39.10 | 47.89 | 90.85 | 47.47 | 1.06 | 16.62 | 6.21 | -471.84 | -787.88 |
Related Pages for Jana Small Finance Bank
Additional stock information and data for JSFB
Balance Sheet
Years
Annual Data
₹ Crores
| Particulars | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||
| Total Assets | 38,464 | 32,710 | 25,644 | 20,189 | 19,091 | 14,145 | 9,446 | 9,749 |
| Current Assets | 5,025 | 2,564 | 2,535 | 1,945 | 2,569 | 1,278 | 1,427 | 1,338 |
| Fixed Assets | 150 | 139 | 123 | 171 | 211 | 259 | 332 | 360 |
| Capital Work in Progress | 3 | 3 | 5 | 1 | 1 | 1 | 2 | 25 |
| Investments | 5,945 | 6,738 | 5,221 | 5,065 | 4,698 | 2,650 | 1,468 | 1,998 |
| Other Assets | 32,366 | 25,831 | 20,295 | 14,952 | 14,181 | 11,234 | 7,644 | 7,367 |
| LIABILITIES | ||||||||
| Total Liabilities | 38,464 | 32,710 | 25,644 | 20,189 | 19,091 | 14,145 | 9,446 | 9,749 |
| Current Liabilities | 37,105 | 31,360 | 24,409 | 19,251 | 18,328 | 13,594 | 8,959 | 9,191 |
| Non-Current Liabilities | ||||||||
| SHAREHOLDERS' EQUITY | ||||||||
| Total Equity | 4,118 | 3,577 | 1,797 | 1,201 | 1,127 | 1,044 | 674 | 1,529 |
| Share Capital | 105 | 105 | 325 | 201 | 201 | 201 | 197 | 39 |
| Reserves & Surplus | 4,013 | 3,473 | 1,452 | 999 | 926 | 843 | 477 | 1,490 |
Cash Flow Statement
Periods
₹ Crores
| Particulars | March 2025 | March 2024 | March 2023 | March 2022 | March 2021 | March 2020 | March 2019 |
|---|---|---|---|---|---|---|---|
| Operating Activities | 4,073 | 708 | -1,137 | 859 | 615 | 949 | 2,771 |
| Investing Activities | -321 | -780 | -435 | -1,330 | -1,266 | -285 | -231 |
| Financing Activities | -1,331 | 34 | 2,104 | -240 | 1,917 | -852 | -2,489 |
| Net Cash Flow | 2,421 | -39 | 532 | -711 | 1,266 | -188 | 51 |