Home First Finance Company P/B Ratio

HOMEFIRST • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.77
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.77
Current Price ₹1037.10
Book Value/Share ₹1400.56
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹2,521 Cr
Share Capital ₹18 Cr
Reserves & Surplus ₹2,503 Cr
Outstanding Shares 18,000,000
Book Value per Share ₹1400.56

Valuation Signal

Signal Overvalued
Historical Avg 0.89
Historical Range 0.79 - 1.01
Percentile 100.0%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Home First Finance Company

  • Current PB is 210.5% above historical average
  • Trading at premium to sector average PB of -12.08

View the current stock price of Home First Finance Company for more insights.

P/B Ratio Historical Trend for Home First Finance Company

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.79 ₹1400.56 ₹1102.20 ₹2,521 Low
2024 0.9 ₹1178.89 ₹1055.55 ₹2,122 Low
2023 0.92 ₹1009.44 ₹930.10 ₹1,817 Low
2022 0.84 ₹874.44 ₹731.65 ₹1,574 Low
2021 1.01 ₹767.22 ₹774.20 ₹1,381 Moderate

Sector P/B Ratio Comparison

Comparing Home First Finance Company with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -10.53 ₹10 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low