Home First Finance Company Intrinsic Value
Home First Finance Company (HOMEFIRST) median intrinsic value is ₹1120.44 from 8 valuation models (range ₹450–₹2236), vs current price ₹1117.90 — +0.2% upside (Trading Near Calculated Value), margin of safety 0.2%. Browse HOMEFIRST financial statements for revenue, profit, balance sheet and cash flow data.
HOMEFIRST Valuation Methods Summary — DCF, Graham Number & P/E
Home First Finance Company intrinsic value across 8 models vs current price ₹1117.90 — upside/downside and value range per method. For current market price and key ratios, visit HOMEFIRST screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹628.20 | ₹502.56 - ₹753.84 | -43.8% | EPS: ₹52.35, Sector P/E: 12x |
| Book Value Method | asset | ₹1120.44 | ₹1008.40 - ₹1232.48 | +0.2% | Book Value/Share: ₹1400.56, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹1060.00 | ₹954.00 - ₹1166.00 | -5.2% | Revenue/Share: ₹1060.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹2235.80 | ₹2012.22 - ₹2459.38 | +100.0% | EBITDA: ₹1505.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹837.60 | ₹753.84 - ₹921.36 | -25.1% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹450.21 | ₹405.19 - ₹495.23 | -59.7% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹2235.80 | ₹2012.22 - ₹2459.38 | +100.0% | ROE: 21.5%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹1284.40 | ₹1155.96 - ₹1412.84 | +14.9% | EPS: ₹52.35, BVPS: ₹1400.56 |
HOMEFIRST Intrinsic Value vs Market Price — All Valuation Models
Home First Finance Company fair value range ₹450–₹2236 vs current market price ₹1117.90 across 8 valuation models. Also explore Home First Finance Company share price performance to track price trends across different timeframes.
HOMEFIRST Intrinsic Value Analysis — Undervalued or Overvalued?
Home First Finance Company median intrinsic value ₹1120.44, current price ₹1117.90 — Trading Near Calculated Value by 0.2%, margin of safety 0.2%.
What is the intrinsic value of HOMEFIRST?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Home First Finance Company (HOMEFIRST) is ₹1120.44 (median value). With the current market price of ₹1117.90, this represents a +0.2% variance from our estimated fair value.
The valuation range spans from ₹450.21 to ₹2235.80, indicating ₹450.21 - ₹2235.80.
Is HOMEFIRST undervalued or overvalued?
Based on our multi-method analysis, Home First Finance Company (HOMEFIRST) appears to be trading near calculated value by approximately 0.2%.
HOMEFIRST Financial Health — Key Ratios vs Industry Benchmarks
Home First Finance Company financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.12 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 21.5% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 79.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.16x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
HOMEFIRST Cash Flow Quality — Operating & Free Cash Flow
Home First Finance Company operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-2,198 Cr | ₹-2,198 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-1,908 Cr | ₹-2,017 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1,469 Cr | ₹-1,603 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-807 Cr | ₹-807 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-223 Cr | ₹-531 Cr | Negative Cash Flow | 3/10 |