HDFC Life Insurance Complete Financial Statements

HDFCLIFE • Review detailed financials to uncover trends, confirm thesis & journal trades
11 Years of Data
2025 - 2015

Complete Financial Data Export

Export complete financial statements for HDFC Life Insurance (HDFCLIFE). Downloads include all available records across all periods. For market performance, see the HDFCLIFE stock price today .

Profitability Ratios

Net Profit Margin 2.35% 2025 data
EBITDA Margin -6.87% 2025 data
Operating Margin -8.00% 2025 data
Return on Assets 0.13% 2025 data
Return on Equity 2.77% 2025 data

Balance Sheet Ratios

Current Ratio 0.03 2025 data
Debt to Equity 21.03 2025 data
Equity Ratio 4.76% 2025 data
Asset Turnover 0.06 2025 data

Year-over-Year Growth Analysis

Comparing Sept 2024 vs Sept 2025
Revenue Growth
+12.6%
Year-over-Year
Net Profit Growth
+3.0%
Year-over-Year
EBITDA Growth
+89.0%
Year-over-Year
Expense Growth
-29.4%
Year-over-Year
Assets Growth
+15.6%
Year-over-Year
Equity Growth
+10.2%
Year-over-Year
Liabilities Growth
+15.6%
Year-over-Year
Operating Cash Flow Growth
+45.5%
Year-over-Year
Investing Cash Flow Growth
-0.1%
Year-over-Year
Financing Cash Flow Growth
+499.0%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars Sept 2025 Mar 2025 Jun 2025 Sept 2024 Mar 2024 Jun 2024 Dec 2024 Sept 2023 Mar 2023 Jun 2023 Dec 2023 Sept 2022 Mar 2022 Jun 2022 Dec 2022 Sept 2021 Mar 2021 Jun 2021 Dec 2021 Sept 2020 Mar 2020 Jun 2020 Dec 2020 Sept 2019 Mar 2019 Jun 2019 Dec 2019 Sept 2018 Jun 2018 Dec 2018
Revenue 19,028 23,967 14,704 16,893 20,708 12,638 16,803 14,933 20,351 11,622 15,376 13,225 15,999 9,944 14,796 11,632 13,206 7,646 12,268 10,108 10,679 5,772 9,535 7,527 10,635 6,490 7,917 6,812 5,070 6,920
Expenses 20,336 23,814 29,024 28,807 27,766 26,623 16,852 23,557 21,215 23,045 26,663 22,815 17,228 6,386 19,787 20,420 19,000 14,619 14,137 16,224 138 14,139 20,982 8,507 14,039 8,205 11,458 7,685 6,535 9,121
EBITDA -1,308 153 -14,320 -11,913 -7,058 -13,985 -50 -8,624 -864 -11,424 -11,287 -9,590 -1,229 3,558 -4,991 -8,788 -5,795 -6,973 -1,868 -6,116 10,542 -8,366 -11,447 -981 -3,404 -1,715 -3,541 -873 -1,465 -2,201
Operating Profit Margin % -8.00% 0.00% -100.00% -73.00% -35.00% -112.00% 0.00% -59.00% -9.00% -100.00% -75.00% -74.00% -10.00% 35.00% -37.00% -78.00% -47.00% -94.00% -16.00% -61.00% 99.00% -147.00% -121.00% -14.00% -37.00% -27.00% -46.00% -13.00% -31.00% -32.00%
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Interest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit Before Tax 472 500 604 -30 450 401 419 -279 525 440 367 355 628 378 184 292 494 272 295 346 407 482 307 303 536 443 311 294 416 273
Tax 23 25 56 -465 38 -78 -3 -658 163 23 -1 26 122 17 -132 16 175 3 20 18 95 32 43 -6 171 17 60 6 35 28
Net Profit 448 475 548 435 412 479 421 378 362 417 368 329 506 361 316 276 319 270 275 328 312 451 263 309 365 426 251 288 381 245
Earnings Per Share (₹) 2.08 2.21 2.55 2.02 1.91 2.23 1.96 1.76 1.70 1.94 1.71 1.55 2.48 1.71 1.48 1.36 1.58 1.33 1.36 1.62 1.54 2.23 1.30 1.53 1.81 2.11 1.24 1.43 1.89 1.21

Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022
ASSETS
Total Assets 339,706 293,845 239,701 223,787
Current Assets 10,026 8,085 7,259 6,287
Fixed Assets 2,143 1,549 997 6,605
Capital Work in Progress 109 28 31 20
Investments 336,399 292,284 238,843 217,192
Other Assets 1,056 -16 -170 -30
LIABILITIES
Total Liabilities 339,706 293,845 239,701 223,787
Current Liabilities 323,552 279,178 226,708 208,173
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 16,155 14,666 12,993 15,613
Share Capital 2,153 2,151 2,149 2,113
Reserves & Surplus 13,555 12,065 10,821 13,413

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Operating Activities 15,597 10,721 6,883 5,943 9,703 7,388 9,868 6,739 6,230 5,688 4,460
Investing Activities -13,633 -13,622 -10,071 -801 -8,952 -7,789 -10,182 -4,421 -5,177 -3,962 -3,515
Financing Activities 1,608 -403 1,985 -238 678 38 -337 -196 -236 -212 -168
Net Cash Flow 3,572 -3,304 -1,203 4,904 1,429 -364 -651 2,122 817 1,513 778