GIC of India Intrinsic Value
GICRE Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹786.24 | ₹628.99 - ₹943.49 | +118.5% | EPS: ₹65.52, Sector P/E: 12x |
| Book Value Method | asset | ₹701.25 | ₹631.12 - ₹771.38 | +94.9% | Book Value/Share: ₹701.25, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹345.83 | ₹311.25 - ₹380.41 | -3.9% | Revenue/Share: ₹432.29, P/S: 0.8x |
| Simple DCF (5Y) | dcf | ₹209.18 | ₹167.34 - ₹251.02 | -41.9% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹419.33 | ₹377.40 - ₹461.26 | +16.5% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹539.88 | ₹485.89 - ₹593.87 | +50.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹719.70 | ₹647.73 - ₹791.67 | +100.0% | ROE: 18.7%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹1016.75 | ₹915.08 - ₹1118.43 | +182.5% | EPS: ₹65.52, BVPS: ₹701.25 |
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Valuation Comparison Chart
GICRE Intrinsic Value Analysis
What is the intrinsic value of GICRE?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of GIC of India (GICRE) is ₹701.25 (median value). With the current market price of ₹359.85, this represents a +94.9% variance from our estimated fair value.
The valuation range spans from ₹209.18 to ₹1016.75, indicating ₹209.18 - ₹1016.75.
Is GICRE undervalued or overvalued?
Based on our multi-method analysis, GIC of India (GICRE) appears to be trading below calculated value by approximately 94.9%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 1.84 | Industry Standard: 2.0+ | Above 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 18.7% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | -12.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.43x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for GIC of India
Additional stock information and data for GICRE
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹1,976 Cr | ₹1,839 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹-212 Cr | ₹-212 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹11,722 Cr | ₹7,184 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹9,051 Cr | ₹5,957 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹13,284 Cr | ₹7,883 Cr | Positive Free Cash Flow | 8/10 |