Equitas Small Finance Bank Complete Financial Statements

EQUITASBNK • Review detailed financials to uncover trends, confirm thesis & journal trades
13 Years of Data
2025 - 2012

Complete Financial Data Export

Export complete financial statements for Equitas Small Finance Bank (EQUITASBNK). Downloads include all available records across all periods. For market performance, see the EQUITASBNK stock price today .

Profitability Ratios

Net Profit Margin 2.04% 2025 data
EBITDA Margin 4.80% 2025 data
Operating Margin 40.00% 2025 data
Return on Assets 0.28% 2025 data
Return on Equity 2.42% 2025 data

Balance Sheet Ratios

Current Ratio 0.12 2025 data
Debt to Equity 8.70 2025 data
Equity Ratio 11.49% 2025 data
Asset Turnover 0.14 2025 data

Year-over-Year Growth Analysis

Comparing March 2025 vs Period
Revenue Growth
+3.9%
Year-over-Year
Net Profit Growth
-161.9%
Year-over-Year
EBITDA Growth
-134.9%
Year-over-Year
Expense Growth
+13.0%
Year-over-Year
Assets Growth
+16.6%
Year-over-Year
Equity Growth
+1.7%
Year-over-Year
Liabilities Growth
+16.6%
Year-over-Year
Operating Cash Flow Growth
-49.5%
Year-over-Year
Investing Cash Flow Growth
+33.6%
Year-over-Year
Financing Cash Flow Growth
+121.4%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars None March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017
Revenue 7,507 7,223 6,285 4,832 3,997 3,613 2,928 2,395 1,784 1,214
Expenses 4,313 3,816 2,681 2,361 2,123 1,628 1,305 994 947 572
EBITDA -121 347 1,198 853 453 588 473 440 155 196
Operating Profit Margin % 34.00% 40.00% 51.00% 43.00% 39.00% 49.00% 51.00% 53.00% 39.00% 42.00%
Depreciation 0 148 134 85 75 76 97 92 88 32
Interest 3,315 3,060 2,407 1,617 1,421 1,396 1,150 960 682 447
Profit Before Tax -121 199 1,063 769 378 511 377 348 68 164
Tax -30 52 264 195 97 127 133 138 36 60
Net Profit -91 147 799 574 281 384 244 211 32 104
Earnings Per Share (₹) -0.80 1.29 7.12 4.71 2.43 3.53 2.39 2.09 0.32 1.30

Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020 2019 2018 2017
ASSETS
Total Assets 52,836 45,304 34,958 26,948 24,709 19,296 15,763 13,310 9,245
Current Assets 6,409 4,470 1,929 2,710 3,817 2,899 1,498 1,403 1,321
Fixed Assets 531 537 338 189 184 211 236 280 274
Capital Work in Progress 165 68 41 11 1 2 2 1 15
Investments 9,289 9,065 6,665 4,450 3,705 2,343 2,344 3,857 1,891
Other Assets 42,851 35,634 27,914 22,297 20,818 16,740 13,181 9,172 7,067
LIABILITIES
Total Liabilities 52,836 45,304 34,958 26,948 24,709 19,296 15,763 13,310 9,245
Current Liabilities 51,316 43,886 33,480 25,819 23,960 18,667 15,234 12,828 8,712
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 6,073 5,969 5,158 4,246 3,396 2,744 2,254 2,044 2,012
Share Capital 1,140 1,135 1,111 1,252 1,139 1,053 1,006 1,006 1,006
Reserves & Surplus 4,933 4,834 4,047 2,994 2,257 1,691 1,248 1,038 1,006

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015 March 2013 March 2012
Operating Activities 1,937 3,834 -998 160 2,044 440 1,799 213 1,334 -336 -779 -215 -101
Investing Activities -239 -360 49 -89 -43 -72 -7 -11 -405 -9 -11 1 -3
Financing Activities 259 -1,210 60 -1,317 -1,154 908 -1,706 -28 -563 168 1,032 253 108
Net Cash Flow 1,957 2,264 -888 -1,246 847 1,276 86 173 366 -177 242 39 4