Equitas Small Finance Bank P/B Ratio
Current P/B Ratio
1.36
Moderate Valuation
Moderate - Reasonably valued relative to book value
Equitas Small Finance Bank (EQUITASBNK) P/B ratio is 1.36 (Moderate), book value per share ₹53.68 vs Banks average P/B of 1.43 — Moderate - Reasonably valued relative to book value. For live price, earnings yield and the full fundamental profile, see EQUITASBNK stock price BSE.
Current Valuation Metrics
P/B Ratio
1.36
Current Price
₹74.09
Book Value/Share
₹53.68
Exchange
NSE
Book Value Breakdown (2026)
Balance Sheet Components
Total Equity
₹6,125 Cr
Share Capital
₹1,141 Cr
Reserves & Surplus
₹4,984 Cr
Outstanding Shares
1,141,000,000
Book Value per Share
₹53.68
Valuation Signal
Signal
Fairly Valued
Historical Avg
1.55
Historical Range
1.18 - 2.27
Percentile
40.0%
Sector Context
Sector Average
1.43
Sector Median
1.23
Sector Rank
#11 of 40
Sector Percentile
27.5%
Equitas Small Finance Bank P/B Ratio Historical Trend
EQUITASBNK annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Explore EQUITASBNK fundamental worth to estimate fundamental worth using multiple valuation models.
EQUITASBNK Historical P/B Ratio — Book Value Per Share & Year-End Price
Equitas Small Finance Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 1.38 | ₹53.68 | ₹74.09 | ₹6,125 | Moderate |
| 2025 | 1.18 | ₹53.27 | ₹62.99 | ₹6,073 | Moderate |
| 2024 | 1.22 | ₹52.59 | ₹64.02 | ₹5,969 | Moderate |
| 2023 | 2.27 | ₹46.43 | ₹105.50 | ₹5,158 | Moderate |
| 2022 | 1.72 | ₹33.91 | ₹58.35 | ₹4,246 | Moderate |
EQUITASBNK vs Banks Peers — P/B Ratio Comparison
Equitas Small Finance Bank P/B 1.36 vs Banks average 1.43, median 1.23 — range 0.73–4.05.
Sector Average
1.43
Sector Median
1.23
Lowest P/B
0.73
Highest P/B
4.05
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of Baroda | BANKBARODA | 0.73 | ₹123,146 | Low |
| Central Bank of India | CENTRALBK | 0.75 | ₹27,824 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.77 | ₹1,539 | Low |
| Bank of India | BANKINDIA | 0.78 | ₹63,737 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.83 | ₹1,225 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.9 | ₹1,229 | Low |
| Punjab National Bank | PNB | 0.92 | ₹134,180 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.95 | ₹2,527 | Low |
| Canara Bank | CANBK | 0.96 | ₹112,476 | Low |
| Karnataka Bank | KTKBANK | 1.0 | ₹12,305 | Moderate |