Capital India Finance P/B Ratio

CIFL • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.22
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.22
Current Price ₹20.74
Book Value/Share ₹83.72
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹653 Cr
Share Capital ₹78 Cr
Reserves & Surplus ₹514 Cr
Outstanding Shares 78,000,000
Book Value per Share ₹83.72

Valuation Signal

Signal Fairly Valued
Historical Avg 0.34
Historical Range 0.21 - 0.44
Percentile 100.0%

Sector Context

Sector Average -10.03
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Capital India Finance

  • Current PB is 552.9% above historical average
  • Trading at premium to sector average PB of -10.03

P/B Ratio Historical Trend for Capital India Finance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.42 ₹83.72 ₹35.17 ₹653 Low
2024 0.44 ₹84.62 ₹36.90 ₹660 Low
2023 0.32 ₹84.1 ₹27.15 ₹656 Low
2022 0.21 ₹88.97 ₹19.00 ₹694 Low
2021 0.31 ₹76.54 ₹23.40 ₹597 Low

Sector P/B Ratio Comparison

Comparing Capital India Finance with other companies in Financial Services sector
Sector Average
-10.03
Sector Median
-0.02
Lowest P/B
-313.56
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -313.56 ₹685 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -31.18 ₹22 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -8.98 ₹9 Low
CMX Holdings CMXLTD -5.66 ₹32 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.36 ₹131 Low