Capital India Finance Intrinsic Value
Capital India Finance (CIFL) median intrinsic value is ₹39.96 from 3 valuation models (range ₹40–₹50), vs current price ₹19.98 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. Check Capital India Finance market worth to track the company's total market size over time.
CIFL Valuation Methods Summary — DCF, Graham Number & P/E
Capital India Finance intrinsic value across 3 models vs current price ₹19.98 — upside/downside and value range per method. For current market price and key ratios, visit Capital India Finance screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹49.95 | ₹44.96 - ₹54.95 | +150.0% | Book Value/Share: ₹88.59, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹39.96 | ₹35.96 - ₹43.96 | +100.0% | Revenue/Share: ₹64.62, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹39.96 | ₹35.96 - ₹43.96 | +100.0% | EBITDA: ₹96.00Cr, EV/EBITDA: 5x |
CIFL Intrinsic Value vs Market Price — All Valuation Models
Capital India Finance fair value range ₹40–₹50 vs current market price ₹19.98 across 3 valuation models. See Capital India Finance P/B valuation to compare market price against book value per share.
CIFL Intrinsic Value Analysis — Undervalued or Overvalued?
Capital India Finance median intrinsic value ₹39.96, current price ₹19.98 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of CIFL?
Based on our comprehensive analysis using 3 different valuation methods, the estimated intrinsic value of Capital India Finance (CIFL) is ₹39.96 (median value). With the current market price of ₹19.98, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹39.96 to ₹49.95, indicating ₹39.96 - ₹49.95.
Is CIFL undervalued or overvalued?
Based on our multi-method analysis, Capital India Finance (CIFL) appears to be trading below calculated value by approximately 100.0%.
CIFL Financial Health — Key Ratios vs Industry Benchmarks
Capital India Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.43 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | -1.7% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 17.0% | Industry Standard: 20%+ | Above 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.27x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
CIFL Cash Flow Quality — Operating & Free Cash Flow
Capital India Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-254 Cr | ₹-254 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-93 Cr | ₹-131 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹121 Cr | ₹121 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-23 Cr | ₹-31 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-314 Cr | ₹-369 Cr | Negative Cash Flow | 3/10 |