Bengal & Assam Intrinsic Value

BENGALASM • Financial Services
Current Stock Price
₹6499.80
Primary Intrinsic Value
₹9213.12
Market Cap
₹7150 Cr
-2.7% Downside
Median Value
₹6326.34
Value Range
₹2476 - ₹12507
Assessment
Trading Near Calculated Value
Safety Margin
-2.7%

BENGALASM Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹9213.12 ₹7370.50 - ₹11055.74 +41.7% EPS: ₹767.76, Sector P/E: 12x
Book Value Method asset ₹7244.36 ₹6519.92 - ₹7968.80 +11.5% Book Value/Share: ₹9055.45, P/B: 0.8x
Revenue Multiple Method revenue ₹2476.36 ₹2228.72 - ₹2724.00 -61.9% Revenue/Share: ₹2476.36, P/S: 1.0x
EBITDA Multiple Method earnings ₹3279.55 ₹2951.60 - ₹3607.51 -49.5% EBITDA: ₹920.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹2599.92 ₹2079.94 - ₹3119.90 -60.0% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹4913.66 ₹4422.29 - ₹5405.03 -24.4% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹6326.34 ₹5693.71 - ₹6958.97 -2.7% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹8218.18 ₹7396.36 - ₹9040.00 +26.4% ROE: 9.1%, P/E Multiple: 10x
Graham Defensive Method conservative ₹12507.17 ₹11256.45 - ₹13757.89 +92.4% EPS: ₹767.76, BVPS: ₹9055.45
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check BENGALASM share price latest .

Valuation Comparison Chart

BENGALASM Intrinsic Value Analysis

What is the intrinsic value of BENGALASM?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Bengal & Assam (BENGALASM) is ₹6326.34 (median value). With the current market price of ₹6499.80, this represents a -2.7% variance from our estimated fair value.

The valuation range spans from ₹2476.36 to ₹12507.17, indicating ₹2476.36 - ₹12507.17.

Is BENGALASM undervalued or overvalued?

Based on our multi-method analysis, Bengal & Assam (BENGALASM) appears to be trading near calculated value by approximately 2.7%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 1.53 Industry Standard: 2.0+ Above 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 1.14 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 9.1% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 30.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.24x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹294 Cr ₹151 Cr Positive Free Cash Flow 8/10
March 2024 ₹1,817 Cr ₹1,121 Cr Positive Free Cash Flow 8/10
March 2023 ₹1,437 Cr ₹1,114 Cr Positive Free Cash Flow 8/10
March 2022 ₹351 Cr ₹257 Cr Positive Free Cash Flow 8/10
March 2021 ₹1,780 Cr ₹1,692 Cr Positive Free Cash Flow 8/10