Arman Financial Services Complete Financial Statements

ARMANFIN • Review detailed financials to uncover trends, confirm thesis & journal trades
11 Years of Data
2025 - 2015

Complete Financial Data Export

Export complete financial statements for Arman Financial Services (ARMANFIN). Downloads include all available records across all periods. For market performance, see the ARMANFIN stock price today .

Profitability Ratios

Net Profit Margin 5.03% 2025 data
EBITDA Margin 42.77% 2025 data
Operating Margin 43.00% 2025 data
Return on Assets 0.36% 2025 data
Return on Equity 0.92% 2025 data

Balance Sheet Ratios

Current Ratio 0.38 2025 data
Debt to Equity 2.55 2025 data
Equity Ratio 39.25% 2025 data
Asset Turnover 0.07 2025 data

Year-over-Year Growth Analysis

Comparing Sept 2024 vs Sept 2025
Revenue Growth
-12.6%
Year-over-Year
Net Profit Growth
-46.7%
Year-over-Year
EBITDA Growth
-22.7%
Year-over-Year
Expense Growth
-3.2%
Year-over-Year
Assets Growth
-15.5%
Year-over-Year
Equity Growth
+7.5%
Year-over-Year
Liabilities Growth
-15.5%
Year-over-Year
Operating Cash Flow Growth
+263.2%
Year-over-Year
Investing Cash Flow Growth
-372.2%
Year-over-Year
Financing Cash Flow Growth
-231.6%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars Sept 2025 Mar 2025 Jun 2025 Sept 2024 Mar 2024 Jun 2024 Dec 2024 Sept 2023 Mar 2023 Jun 2023 Dec 2023 Sept 2022 Mar 2022 Jun 2022 Dec 2022 Sept 2021 Mar 2021 Jun 2021 Dec 2021 Sept 2020 Mar 2020 Jun 2020 Dec 2020 Sept 2019 Mar 2019 Jun 2019 Dec 2019 Sept 2018 Mar 2018 Jun 2018 Dec 2018 Sept 2017 Mar 2017 Jun 2017 Dec 2017 Sept 2016 Mar 2016 Jun 2016 Dec 2016 Sept 2015 Mar 2015 Jun 2015 Dec 2015
Revenue 159 199 151 182 183 184 165 160 149 150 169 93 76 79 103 51 45 50 59 52 56 49 48 54 41 48 57 32 26 29 38 18 12 14 23 14 14 13 14 10 9 9 10
Expenses 91 135 110 94 55 78 114 34 37 35 42 30 29 30 29 24 25 23 24 31 28 20 27 15 14 13 17 10 10 10 13 8 5 7 8 5 4 4 7 3 3 3 4
EBITDA 68 65 42 88 128 107 51 126 112 114 127 63 47 49 74 27 20 27 35 21 28 29 21 39 28 35 40 22 16 19 25 9 7 7 15 9 10 9 8 7 6 6 6
Operating Profit Margin % 43.00% 33.00% 27.00% 48.00% 70.00% 58.00% 31.00% 79.00% 75.00% 76.00% 75.00% 68.00% 62.00% 62.00% 72.00% 53.00% 44.00% 53.00% 59.00% 39.00% 50.00% 58.00% 43.00% 72.00% 66.00% 73.00% 69.00% 70.00% 62.00% 66.00% 67.00% 53.00% 56.00% 47.00% 65.00% 64.00% 70.00% 71.00% 53.00% 69.00% 67.00% 72.00% 63.00%
Depreciation 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Interest 50 52 52 65 63 65 57 67 63 64 71 36 25 29 44 20 20 20 25 19 25 22 17 23 19 19 21 12 13 11 15 8 8 5 10 6 6 5 5 4 3 3 4
Profit Before Tax 18 13 -11 22 65 41 -7 59 49 50 55 27 22 20 29 7 0 7 10 2 3 7 3 17 9 16 18 10 3 7 11 1 -1 1 4 4 4 4 3 3 3 3 2
Tax 10 0 3 7 14 10 0 18 13 10 13 7 6 4 7 3 -1 3 3 1 -1 1 0 5 2 4 5 3 1 2 3 0 0 1 1 1 1 2 1 1 1 1 1
Net Profit 8 13 -15 15 51 31 -7 41 36 40 42 20 16 16 22 5 1 4 7 2 4 5 3 12 7 12 14 7 2 5 7 1 -1 1 3 3 3 3 2 2 2 2 1
Earnings Per Share (₹) 7.62 12.17 -13.90 14.56 52.23 29.88 -6.94 48.04 42.63 47.03 47.71 23.45 19.17 18.51 25.87 5.71 1.02 4.21 8.27 1.79 5.11 6.28 3.44 17.31 10.34 17.42 16.45 10.05 3.50 7.35 10.37 1.15 -1.33 1.35 4.53 3.59 3.39 3.87 2.49 2.93 2.25 2.95 2.00

Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
ASSETS
Total Assets 2,227 2,635 2,038 1,241 940 896 753 465 215 195 137
Current Assets 448 568 460 157 177 105 74 370 177 159 119
Fixed Assets 31 8 6 5 4 4 4 3 3 2 2
Capital Work in Progress 0 0 0 0 0 0 0 0 0 0 0
Investments 39 7 20 6 3 3 3 0 0 0 0
Other Assets 2,157 2,620 2,013 1,231 933 889 746 462 213 193 136
LIABILITIES
Total Liabilities 2,227 2,635 2,038 1,241 940 896 753 465 215 195 137
Current Liabilities 1,175 1,499 1,429 974 663 674 572 223 48 46 23
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 874 813 366 213 187 172 123 57 56 51 39
Share Capital 11 11 9 9 9 9 7 7 12 12 7
Reserves & Surplus 864 802 293 204 178 164 116 50 44 39 32

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Operating Activities 493 -302 -718 -281 6 -76 -221 -203 21 -1 7
Investing Activities -49 18 -13 -2 2 2 -1 -12 -2 -7 -1
Financing Activities -495 376 681 270 22 94 252 205 -9 1 -6
Net Cash Flow -51 92 -49 -12 30 20 30 -9 10 -7 1