Arman Financial Services P/B Ratio

Current P/B Ratio
1.79
Moderate Valuation
Moderate - Reasonably valued relative to book value

Arman Financial Services (ARMANFIN) P/B ratio is 1.79 (Moderate), book value per share ₹794.55 vs Financial Services average P/B of -3.85 — Moderate - Reasonably valued relative to book value. For live price, earnings yield and the full fundamental profile, see Arman Financial Services screener.

Current Valuation Metrics

P/B Ratio 1.79
Current Price ₹1803.20
Book Value/Share ₹794.55
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹874 Cr
Share Capital ₹11 Cr
Reserves & Surplus ₹864 Cr
Outstanding Shares 11,000,000
Book Value per Share ₹794.55

Valuation Signal

Signal Fairly Valued
Historical Avg 3.98
Historical Range 1.67 - 6.08
Percentile 20.0%

Sector Context

Sector Average -3.85
Sector Median -0.03
Sector Rank #11 of 50
Sector Percentile 22.0%

ARMANFIN P/B Ratio — Valuation Insights & Book Value Analysis

Arman Financial Services price-to-book ratio interpretation, valuation status and historical context — current P/B 1.79 (Moderate). Compare with ARMANFIN fair value estimate to assess whether the stock is under or overvalued.

  • Current PB is 55.0% below historical average
  • Trading at premium to sector average PB of -3.85

Arman Financial Services P/B Ratio Historical Trend

ARMANFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View ARMANFIN price range for the annual high/low range and current price position.

ARMANFIN Historical P/B Ratio — Book Value Per Share & Year-End Price

Arman Financial Services annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.96 ₹794.55 ₹1557.40 ₹874 Moderate
2024 1.67 ₹739.09 ₹1237.65 ₹813 Moderate
2023 5.99 ₹406.67 ₹2437.70 ₹366 High
2022 6.08 ₹236.67 ₹1438.05 ₹213 High
2021 4.19 ₹207.78 ₹871.25 ₹187 High

ARMANFIN vs Financial Services Peers — P/B Ratio Comparison

Arman Financial Services P/B 1.79 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.

Sector Average
-3.85
Sector Median
-0.03
Lowest P/B
-91.12
Highest P/B
0.15
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -29.76 ₹21 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Gujarat Lease Financing GLFL -4.71 ₹17 Low
CMX Holdings CMXLTD -4.6 ₹26 Low
Classic Leasing & Finance CLFL -4.13 ₹15 Low
Roselabs Finance ROSELABS -4.07 ₹21 Low
Manipal Finance MNPLFIN -2.49 ₹19 Low
Reliance Home Finance RHFL -2.36 ₹131 Low