Yes Bank Intrinsic Value

YESBANK • Banks
Current Stock Price
₹22.81
Primary Intrinsic Value
₹10.08
Market Cap
₹143.0K Cr
+85.7% Upside
Median Value
₹42.35
Value Range
₹7 - ₹57
Assessment
Trading Below Calculated Value
Safety Margin
46.1%

YESBANK Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹10.08 ₹8.06 - ₹12.10 -55.8% EPS: ₹0.84, Sector P/E: 12x
Book Value Method asset ₹57.02 ₹51.32 - ₹62.72 +150.0% Book Value/Share: ₹76.28, P/B: 0.8x
Revenue Multiple Method revenue ₹45.62 ₹41.06 - ₹50.18 +100.0% Revenue/Share: ₹58.13, P/S: 1.0x
Simple DCF (5Y) dcf ₹57.02 ₹45.62 - ₹68.42 +150.0% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹6.84 ₹6.16 - ₹7.52 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹6.92 ₹6.23 - ₹7.61 -69.7% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹42.35 ₹38.12 - ₹46.59 +85.7% ROE: 5.6%, P/E Multiple: 10x
Graham Defensive Method conservative ₹37.97 ₹34.17 - ₹41.77 +66.5% EPS: ₹0.84, BVPS: ₹76.28
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check YESBANK share price latest .

Valuation Comparison Chart

YESBANK Intrinsic Value Analysis

What is the intrinsic value of YESBANK?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Yes Bank (YESBANK) is ₹42.35 (median value). With the current market price of ₹22.81, this represents a +85.7% variance from our estimated fair value.

The valuation range spans from ₹6.84 to ₹57.02, indicating ₹6.84 - ₹57.02.

Is YESBANK undervalued or overvalued?

Based on our multi-method analysis, Yes Bank (YESBANK) appears to be trading below calculated value by approximately 85.7%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.20 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 8.87 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 5.6% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 58.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.09x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹6,386 Cr ₹6,386 Cr Positive Free Cash Flow 8/10
March 2024 ₹9,645 Cr ₹3,419 Cr Positive Free Cash Flow 7/10
March 2023 ₹-25,816 Cr ₹-32,329 Cr Negative Cash Flow 3/10
March 2022 ₹23,598 Cr ₹16,315 Cr Positive Free Cash Flow 8/10
March 2021 ₹55,396 Cr ₹55,396 Cr Positive Free Cash Flow 8/10