VLS Finance Intrinsic Value
VLSFINANCE Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹97.92 | ₹78.34 - ₹117.50 | -66.4% | EPS: ₹8.16, Sector P/E: 12x |
| Book Value Method | asset | ₹581.65 | ₹523.49 - ₹639.82 | +99.4% | Book Value/Share: ₹727.06, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹87.52 | ₹78.77 - ₹96.27 | -70.0% | Revenue/Share: ₹15.29, P/S: 1.0x |
| Simple DCF (5Y) | dcf | ₹541.19 | ₹432.95 - ₹649.43 | +85.5% | CF Growth: 4.8%, Discount: 15% |
| PEG Ratio Method | growth | ₹87.52 | ₹78.77 - ₹96.27 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹87.52 | ₹78.77 - ₹96.27 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹365.36 | ₹328.82 - ₹401.90 | +25.2% | EPS: ₹8.16, BVPS: ₹727.06 |
Want to compare with current market value? Check VLSFINANCE share price latest .
Valuation Comparison Chart
VLSFINANCE Intrinsic Value Analysis
What is the intrinsic value of VLSFINANCE?
Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of VLS Finance (VLSFINANCE) is ₹97.92 (median value). With the current market price of ₹291.75, this represents a -66.4% variance from our estimated fair value.
The valuation range spans from ₹87.52 to ₹581.65, indicating ₹87.52 - ₹581.65.
Is VLSFINANCE undervalued or overvalued?
Based on our multi-method analysis, VLS Finance (VLSFINANCE) appears to be trading above calculated value by approximately 66.4%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 1.61 | Industry Standard: 2.0+ | Above 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 1.10 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 1.1% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 47.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.02x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for VLS Finance
Additional stock information and data for VLSFINANCE
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹200 Cr | ₹200 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹195 Cr | ₹97 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹7 Cr | ₹7 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹165 Cr | ₹73 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹166 Cr | ₹130 Cr | Positive Free Cash Flow | 8/10 |