Viji Finance Intrinsic Value
VIJIFIN Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹1.01 | ₹0.81 - ₹1.21 | -69.9% | EPS: ₹0.04, Sector P/E: 12x |
| Book Value Method | asset | ₹8.40 | ₹7.56 - ₹9.24 | +150.0% | Book Value/Share: ₹15.00, P/B: 0.8x |
| PEG Ratio Method | growth | ₹1.01 | ₹0.91 - ₹1.11 | -69.9% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹1.01 | ₹0.91 - ₹1.11 | -69.9% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹3.67 | ₹3.30 - ₹4.04 | +9.2% | EPS: ₹0.04, BVPS: ₹15.00 |
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Valuation Comparison Chart
VIJIFIN Intrinsic Value Analysis
What is the intrinsic value of VIJIFIN?
Based on our comprehensive analysis using 5 different valuation methods, the estimated intrinsic value of Viji Finance (VIJIFIN) is ₹1.01 (median value). With the current market price of ₹3.36, this represents a -69.9% variance from our estimated fair value.
The valuation range spans from ₹1.01 to ₹8.40, indicating ₹1.01 - ₹8.40.
Is VIJIFIN undervalued or overvalued?
Based on our multi-method analysis, Viji Finance (VIJIFIN) appears to be trading above calculated value by approximately 69.9%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Debt to Equity Ratio | 2.08 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Operating Margin | 48.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
Related Pages for Viji Finance
Additional stock information and data for VIJIFIN
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2024 | ₹-3 Cr | ₹-3 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-3 Cr | ₹-4 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-1 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2020 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |