Viji Finance Intrinsic Value

VIJIFIN • Financial Services
Current Stock Price
₹2.07
Primary Intrinsic Value
₹0.62
Market Cap
₹1.7 Cr
-70.0% Downside
Median Value
₹0.62
Value Range
₹1 - ₹5
Assessment
Trading Above Calculated Value
Safety Margin
-100.0%

VIJIFIN Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹0.62 ₹0.50 - ₹0.74 -70.0% EPS: ₹0.04, Sector P/E: 12x
Book Value Method asset ₹5.17 ₹4.65 - ₹5.69 +149.8% Book Value/Share: ₹15.00, P/B: 0.8x
PEG Ratio Method growth ₹0.62 ₹0.56 - ₹0.68 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹0.62 ₹0.56 - ₹0.68 -70.0% Revenue Growth: 6.0%, Adj P/E: 8.2x
Graham Defensive Method conservative ₹3.67 ₹3.30 - ₹4.04 +77.3% EPS: ₹0.04, BVPS: ₹15.00
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check VIJIFIN share price latest .

Valuation Comparison Chart

VIJIFIN Intrinsic Value Analysis

What is the intrinsic value of VIJIFIN?

Based on our comprehensive analysis using 5 different valuation methods, the estimated intrinsic value of Viji Finance (VIJIFIN) is ₹0.62 (median value). With the current market price of ₹2.07, this represents a -70.0% variance from our estimated fair value.

The valuation range spans from ₹0.62 to ₹5.17, indicating ₹0.62 - ₹5.17.

Is VIJIFIN undervalued or overvalued?

Based on our multi-method analysis, Viji Finance (VIJIFIN) appears to be trading above calculated value by approximately 70.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Operating Margin 48.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2024 ₹-3 Cr ₹-3 Cr Negative Cash Flow 3/10
March 2023 ₹-3 Cr ₹-4 Cr Negative Cash Flow 3/10
March 2022 ₹-1 Cr ₹-2 Cr Negative Cash Flow 3/10
March 2021 ₹1 Cr ₹1 Cr Positive Free Cash Flow 8/10
March 2020 ₹-1 Cr ₹-1 Cr Negative Cash Flow 3/10