Viji Finance P/B Ratio

Current P/B Ratio
2.64
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Viji Finance (VIJIFIN) P/B ratio is 2.64 (Moderate), book value per share ₹15.00 vs Financial Services average P/B of -3.85 — High - Premium to book value, growth expectations or asset-light model. View VIJIFIN 52-week performance for the annual high/low range and current price position.

Current Valuation Metrics

P/B Ratio 2.64
Current Price ₹3.03
Book Value/Share ₹15.00
Exchange NSE

Book Value Breakdown (2024)

Balance Sheet Components
Total Equity ₹12 Cr
Share Capital ₹8 Cr
Reserves & Surplus ₹4 Cr
Outstanding Shares 8,000,000
Book Value per Share ₹15.00

Valuation Signal

Signal Overvalued
Historical Avg 0.17
Historical Range 0.04 - 0.34
Percentile 100.0%

Sector Context

Sector Average -3.85
Sector Median -0.03
Sector Rank #11 of 50
Sector Percentile 22.0%

VIJIFIN P/B Ratio — Valuation Insights & Book Value Analysis

Viji Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 2.64 (Moderate). Compare with VIJIFIN fair price to assess whether the stock is under or overvalued.

  • Current PB is 1434.9% above historical average
  • Trading at premium to sector average PB of -3.85

Viji Finance P/B Ratio Historical Trend

VIJIFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see VIJIFIN share price.

VIJIFIN Historical P/B Ratio — Book Value Per Share & Year-End Price

Viji Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2024 0.22 ₹15.0 ₹3.24 ₹12 Low
2023 0.1 ₹15.0 ₹1.43 ₹12 Low
2022 0.16 ₹15.0 ₹2.37 ₹12 Low
2021 0.34 ₹13.75 ₹4.69 ₹11 Low
2020 0.04 ₹13.75 ₹0.54 ₹11 Low

VIJIFIN vs Financial Services Peers — P/B Ratio Comparison

Viji Finance P/B 2.64 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.

Sector Average
-3.85
Sector Median
-0.03
Lowest P/B
-91.12
Highest P/B
0.15
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -29.76 ₹21 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Gujarat Lease Financing GLFL -4.71 ₹17 Low
CMX Holdings CMXLTD -4.6 ₹26 Low
Classic Leasing & Finance CLFL -4.13 ₹15 Low
Roselabs Finance ROSELABS -4.07 ₹21 Low
Manipal Finance MNPLFIN -2.49 ₹19 Low
Reliance Home Finance RHFL -2.36 ₹131 Low