VB Desai Financial Services P/B Ratio
VB Desai Financial Services (VBDESAI) P/B ratio is 0.58 (Low), book value per share ₹26.00 vs Financial Services average P/B of -3.85 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see VBDESAI share price.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
VBDESAI P/B Ratio — Valuation Insights & Book Value Analysis
VB Desai Financial Services price-to-book ratio interpretation, valuation status and historical context — current P/B 0.58 (Low). View VB Desai Financial Services 52-week for the annual high/low range and current price position.
- Stock appears undervalued with PB of 0.58, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 30.8% below historical average
- Trading at premium to sector average PB of -3.85
VB Desai Financial Services P/B Ratio Historical Trend
VBDESAI annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with VBDESAI stock valuation models to assess whether the stock is under or overvalued.
VBDESAI Historical P/B Ratio — Book Value Per Share & Year-End Price
VB Desai Financial Services annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.59 | ₹26.0 | ₹15.27 | ₹13 | Low |
| 2025 | 1.0 | ₹24.0 | ₹24.02 | ₹12 | Moderate |
| 2024 | 1.37 | ₹24.0 | ₹32.99 | ₹12 | Moderate |
| 2023 | 0.71 | ₹22.0 | ₹15.57 | ₹11 | Low |
| 2022 | 0.52 | ₹22.0 | ₹11.49 | ₹11 | Low |
VBDESAI vs Financial Services Peers — P/B Ratio Comparison
VB Desai Financial Services P/B 0.58 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -29.76 | ₹21 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Gujarat Lease Financing | GLFL | -4.71 | ₹17 | Low |
| CMX Holdings | CMXLTD | -4.6 | ₹26 | Low |
| Classic Leasing & Finance | CLFL | -4.13 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.07 | ₹21 | Low |
| Manipal Finance | MNPLFIN | -2.49 | ₹19 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |