VB Desai Financial Services Intrinsic Value
VB Desai Financial Services (VBDESAI) median intrinsic value is ₹20.80 from 8 valuation models (range ₹8–₹35), vs current price ₹16.97 — +22.6% upside (Trading Below Calculated Value), margin of safety 18.4%. See VBDESAI price book multiple to compare market price against book value per share.
VBDESAI Valuation Methods Summary — DCF, Graham Number & P/E
VB Desai Financial Services intrinsic value across 8 models vs current price ₹16.97 — upside/downside and value range per method. Check VBDESAI market capitalization to track the company's total market size over time.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹25.20 | ₹20.16 - ₹30.24 | +48.5% | EPS: ₹2.10, Sector P/E: 12x |
| Book Value Method | asset | ₹20.80 | ₹18.72 - ₹22.88 | +22.6% | Book Value/Share: ₹26.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹8.00 | ₹7.20 - ₹8.80 | -52.9% | Revenue/Share: ₹8.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹10.00 | ₹9.00 - ₹11.00 | -41.1% | EBITDA: ₹1.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹33.60 | ₹30.24 - ₹36.96 | +98.0% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹17.43 | ₹15.69 - ₹19.17 | +2.7% | Revenue Growth: 7.5%, Adj P/E: 8.3x |
| ROE Based Valuation | profitability | ₹20.00 | ₹18.00 - ₹22.00 | +17.9% | ROE: 7.7%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹35.05 | ₹31.54 - ₹38.55 | +106.5% | EPS: ₹2.10, BVPS: ₹26.00 |
VBDESAI Intrinsic Value vs Market Price — All Valuation Models
VB Desai Financial Services fair value range ₹8–₹35 vs current market price ₹16.97 across 8 valuation models. For current market price and key ratios, visit VB Desai Financial Services share price today.
VBDESAI Intrinsic Value Analysis — Undervalued or Overvalued?
VB Desai Financial Services median intrinsic value ₹20.80, current price ₹16.97 — Trading Below Calculated Value by 22.6%, margin of safety 18.4%.
What is the intrinsic value of VBDESAI?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of VB Desai Financial Services (VBDESAI) is ₹20.80 (median value). With the current market price of ₹16.97, this represents a +22.6% variance from our estimated fair value.
The valuation range spans from ₹8.00 to ₹35.05, indicating ₹8.00 - ₹35.05.
Is VBDESAI undervalued or overvalued?
Based on our multi-method analysis, VB Desai Financial Services (VBDESAI) appears to be trading below calculated value by approximately 22.6%.
VBDESAI Financial Health — Key Ratios vs Industry Benchmarks
VB Desai Financial Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 7.7% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 6.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.29x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
VBDESAI Cash Flow Quality — Operating & Free Cash Flow
VB Desai Financial Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-8 Cr | ₹-8 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |