VB Desai Financial Services Intrinsic Value
VB Desai Financial Services (VBDESAI) median intrinsic value is ₹20.80 from 7 valuation models (range ₹6–₹34), vs current price ₹18.58 — +11.9% upside (Trading Below Median Value), margin of safety 10.7%. Read VB Desai Financial Services dividend policy for the complete payout history and dividend yield track record.
VBDESAI Valuation Methods Summary — DCF, Graham Number & P/E
VB Desai Financial Services intrinsic value across 7 models vs current price ₹18.58 — upside/downside and value range per method. For current market price and key ratios, visit VB Desai Financial Services share price today.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹23.04 | ₹18.43 - ₹27.65 | +24.0% | EPS: ₹1.92, Sector P/E: 12x |
| Book Value Method | asset | ₹20.80 | ₹18.72 - ₹22.88 | +11.9% | Book Value/Share: ₹26.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹6.00 | ₹5.40 - ₹6.60 | -67.7% | Revenue/Share: ₹6.00, P/S: 1.0x |
| PEG Ratio Method | growth | ₹30.72 | ₹27.65 - ₹33.79 | +65.3% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹15.82 | ₹14.24 - ₹17.40 | -14.9% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹20.00 | ₹18.00 - ₹22.00 | +7.6% | ROE: 7.7%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹33.51 | ₹30.16 - ₹36.86 | +80.4% | EPS: ₹1.92, BVPS: ₹26.00 |
VBDESAI Intrinsic Value vs Market Price — All Valuation Models
VB Desai Financial Services fair value range ₹6–₹34 vs current market price ₹18.58 across 7 valuation models. Analyse VBDESAI FII DII holdings to track promoter, FII and institutional holdings.
VBDESAI Intrinsic Value Analysis — Undervalued or Overvalued?
VB Desai Financial Services median intrinsic value ₹20.80, current price ₹18.58 — Trading Below Median Value by 11.9%, margin of safety 10.7%.
What is the intrinsic value of VBDESAI?
Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of VB Desai Financial Services (VBDESAI) is ₹20.80 (median value). With the current market price of ₹18.58, this represents a +11.9% variance from our estimated fair value.
The valuation range spans from ₹6.00 to ₹33.51, indicating ₹6.00 - ₹33.51.
Is VBDESAI undervalued or overvalued?
Based on our multi-method analysis, VB Desai Financial Services (VBDESAI) appears to be trading below median value by approximately 11.9%.
VBDESAI Financial Health — Key Ratios vs Industry Benchmarks
VB Desai Financial Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 7.7% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 3.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.21x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
VBDESAI Cash Flow Quality — Operating & Free Cash Flow
VB Desai Financial Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-8 Cr | ₹-8 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |