VB Desai Financial Services Intrinsic Value
VBDESAI Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹20.40 | ₹16.32 - ₹24.48 | -9.3% | EPS: ₹1.70, Sector P/E: 12x |
| Book Value Method | asset | ₹19.20 | ₹17.28 - ₹21.12 | -14.7% | Book Value/Share: ₹24.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹8.00 | ₹7.20 - ₹8.80 | -64.4% | Revenue/Share: ₹8.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹9.00 | ₹8.10 - ₹9.90 | -60.0% | EBITDA: ₹1.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹27.20 | ₹24.48 - ₹29.92 | +20.9% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹14.11 | ₹12.70 - ₹15.52 | -37.3% | Revenue Growth: 7.5%, Adj P/E: 8.3x |
| ROE Based Valuation | profitability | ₹20.00 | ₹18.00 - ₹22.00 | -11.1% | ROE: 8.3%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹30.30 | ₹27.27 - ₹33.33 | +34.7% | EPS: ₹1.70, BVPS: ₹24.00 |
Want to compare with current market value? Check VBDESAI share price latest .
Valuation Comparison Chart
VBDESAI Intrinsic Value Analysis
What is the intrinsic value of VBDESAI?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of VB Desai Financial Services (VBDESAI) is ₹20.00 (median value). With the current market price of ₹22.50, this represents a -11.1% variance from our estimated fair value.
The valuation range spans from ₹8.00 to ₹30.30, indicating ₹8.00 - ₹30.30.
Is VBDESAI undervalued or overvalued?
Based on our multi-method analysis, VB Desai Financial Services (VBDESAI) appears to be trading above median value by approximately 11.1%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Debt to Equity Ratio | 1.08 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 8.3% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 4.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.31x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for VB Desai Financial Services
Additional stock information and data for VBDESAI
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-8 Cr | ₹-8 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |