UY Fincorp Intrinsic Value
UYFINCORP Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹13.44 | ₹10.75 - ₹16.13 | -16.2% | EPS: ₹1.12, Sector P/E: 12x |
| Book Value Method | asset | ₹20.55 | ₹18.50 - ₹22.61 | +28.1% | Book Value/Share: ₹25.68, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹7.58 | ₹6.82 - ₹8.34 | -52.7% | Revenue/Share: ₹7.58, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹10.24 | ₹9.22 - ₹11.26 | -36.2% | EBITDA: ₹24.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹7.15 | ₹5.72 - ₹8.58 | -55.4% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹7.17 | ₹6.45 - ₹7.89 | -55.3% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹9.23 | ₹8.31 - ₹10.15 | -42.5% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹21.05 | ₹18.95 - ₹23.16 | +31.2% | ROE: 8.2%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹25.44 | ₹22.90 - ₹27.98 | +58.6% | EPS: ₹1.12, BVPS: ₹25.68 |
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Valuation Comparison Chart
UYFINCORP Intrinsic Value Analysis
What is the intrinsic value of UYFINCORP?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of UY Fincorp (UYFINCORP) is ₹10.24 (median value). With the current market price of ₹16.04, this represents a -36.2% variance from our estimated fair value.
The valuation range spans from ₹7.15 to ₹25.44, indicating ₹7.15 - ₹25.44.
Is UYFINCORP undervalued or overvalued?
Based on our multi-method analysis, UY Fincorp (UYFINCORP) appears to be trading above calculated value by approximately 36.2%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 4.14 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 1.29 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 8.2% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 24.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.23x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for UY Fincorp
Additional stock information and data for UYFINCORP
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2022 | ₹-13 Cr | ₹-14 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹5 Cr | ₹5 Cr | Positive Free Cash Flow | 8/10 |
| March 2020 | ₹18 Cr | ₹6 Cr | Positive Free Cash Flow | 7/10 |
| March 2019 | ₹2 Cr | ₹1 Cr | Positive Free Cash Flow | 7/10 |
| March 2018 | ₹-10 Cr | ₹-10 Cr | Negative Cash Flow | 3/10 |