Unifinz Capital P/B Ratio

Current P/B Ratio
2.78
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Unifinz Capital (UCIL) P/B ratio is 2.78 (Moderate), book value per share ₹37.27 vs Financial Services average P/B of -3.59 — High - Premium to book value, growth expectations or asset-light model. Read UCIL dividend history for the complete payout history and dividend yield track record.

Current Valuation Metrics

P/B Ratio 2.78
Current Price ₹102.00
Book Value/Share ₹37.27
Exchange BSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹164 Cr
Share Capital ₹44 Cr
Reserves & Surplus ₹120 Cr
Outstanding Shares 44,000,000
Book Value per Share ₹37.27

Valuation Signal

Signal Overvalued
Historical Avg 8.58
Historical Range 1.08 - 31.43
Percentile 60.0%

Sector Context

Sector Average -3.59
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

UCIL P/B Ratio — Valuation Insights & Book Value Analysis

Unifinz Capital price-to-book ratio interpretation, valuation status and historical context — current P/B 2.78 (Moderate). For live price, earnings yield and the full fundamental profile, see Unifinz Capital share price screener.

  • Current PB is 67.6% below historical average
  • Trading at premium to sector average PB of -3.59

Unifinz Capital P/B Ratio Historical Trend

UCIL annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Explore Unifinz Capital intrinsic worth to estimate fundamental worth using multiple valuation models.

UCIL Historical P/B Ratio — Book Value Per Share & Year-End Price

Unifinz Capital annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 2.74 ₹37.27 ₹102.00 ₹164 Moderate
2025 1.08 ₹86.67 ₹93.55 ₹78 Moderate
2024 31.43 ₹13.33 ₹419.05 ₹4 High
2023 2.65 ₹16.67 ₹44.20 ₹5 Moderate
2022 5.01 ₹16.67 ₹83.50 ₹5 High

UCIL vs Financial Services Peers — P/B Ratio Comparison

Unifinz Capital P/B 2.78 vs Financial Services average -3.59, median 0.0 — range -91.12–0.13.

Sector Average
-3.59
Sector Median
0.0
Lowest P/B
-91.12
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Manraj Housing Finance MANRAJH -21.51 ₹17 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Roselabs Finance ROSELABS -4.6 ₹22 Low
CMX Holdings CMXLTD -3.78 ₹25 Low
GACM Technologies DVR GATECHDVR -3.42 ₹9 Low
Gujarat Lease Financing GLFL -3.41 ₹15 Low
Reliance Home Finance RHFL -2.36 ₹131 Low
Kiduja India KIDUJA -2.19 ₹47 Low