Unifinz Capital Intrinsic Value
Unifinz Capital (UCIL) median intrinsic value is ₹198.86 from 9 valuation models (range ₹30–₹306), vs current price ₹102.00 — +95.0% upside (Trading Below Calculated Value), margin of safety 48.7%. See UCIL P/B ratio history to compare market price against book value per share.
UCIL Valuation Methods Summary — DCF, Graham Number & P/E
Unifinz Capital intrinsic value across 9 models vs current price ₹102.00 — upside/downside and value range per method. For current market price and key ratios, visit Unifinz Capital share price screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹306.00 | ₹244.80 - ₹367.20 | +200.0% | EPS: ₹41.50, Sector P/E: 12x |
| Book Value Method | asset | ₹29.82 | ₹26.84 - ₹32.80 | -70.8% | Book Value/Share: ₹37.27, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹138.41 | ₹124.57 - ₹152.25 | +35.7% | Revenue/Share: ₹138.41, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹198.86 | ₹178.97 - ₹218.75 | +95.0% | EBITDA: ₹175.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹306.00 | ₹275.40 - ₹336.60 | +200.0% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹306.00 | ₹275.40 - ₹336.60 | +200.0% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹204.00 | ₹183.60 - ₹224.40 | +100.0% | ROE: 53.7%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹74.55 | ₹67.09 - ₹82.01 | -26.9% | EPS: ₹41.50, BVPS: ₹37.27 |
| Dividend Yield Method | dividend | ₹30.60 | ₹27.54 - ₹33.66 | -70.0% | DPS: ₹0.50, Target Yield: 4.0% |
UCIL Intrinsic Value vs Market Price — All Valuation Models
Unifinz Capital fair value range ₹30–₹306 vs current market price ₹102.00 across 9 valuation models. Check UCIL market cap trends to track the company's total market size over time.
UCIL Intrinsic Value Analysis — Undervalued or Overvalued?
Unifinz Capital median intrinsic value ₹198.86, current price ₹102.00 — Trading Below Calculated Value by 95.0%, margin of safety 48.7%.
What is the intrinsic value of UCIL?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Unifinz Capital (UCIL) is ₹198.86 (median value). With the current market price of ₹102.00, this represents a +95.0% variance from our estimated fair value.
The valuation range spans from ₹29.82 to ₹306.00, indicating ₹29.82 - ₹306.00.
Is UCIL undervalued or overvalued?
Based on our multi-method analysis, Unifinz Capital (UCIL) appears to be trading below calculated value by approximately 95.0%.
UCIL Financial Health — Key Ratios vs Industry Benchmarks
Unifinz Capital financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.18 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 53.7% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 29.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 1.27x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
UCIL Cash Flow Quality — Operating & Free Cash Flow
Unifinz Capital operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-190 Cr | ₹-190 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-29 Cr | ₹-37 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-16 Cr | ₹-16 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-4 Cr | ₹-4 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |