Unifinz Capital Intrinsic Value
Unifinz Capital (UCIL) median intrinsic value is ₹195.90 from 8 valuation models (range ₹69–₹294), vs current price ₹97.95 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. For current market price and key ratios, visit Unifinz Capital share price screener.
UCIL Valuation Methods Summary — DCF, Graham Number & P/E
Unifinz Capital intrinsic value across 8 models vs current price ₹97.95 — upside/downside and value range per method. Also explore UCIL stock price history to track price trends across different timeframes.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹293.85 | ₹235.08 - ₹352.62 | +200.0% | EPS: ₹70.10, Sector P/E: 12x |
| Book Value Method | asset | ₹69.33 | ₹62.40 - ₹76.26 | -29.2% | Book Value/Share: ₹86.67, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹195.90 | ₹176.31 - ₹215.49 | +100.0% | Revenue/Share: ₹451.11, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹195.90 | ₹176.31 - ₹215.49 | +100.0% | EBITDA: ₹129.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹293.85 | ₹264.47 - ₹323.24 | +200.0% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹293.85 | ₹264.47 - ₹323.24 | +200.0% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹195.90 | ₹176.31 - ₹215.49 | +100.0% | ROE: 96.2%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹173.33 | ₹156.00 - ₹190.66 | +77.0% | EPS: ₹70.10, BVPS: ₹86.67 |
UCIL Intrinsic Value vs Market Price — All Valuation Models
Unifinz Capital fair value range ₹69–₹294 vs current market price ₹97.95 across 8 valuation models. Browse UCIL balance sheet details for revenue, profit, balance sheet and cash flow data.
UCIL Intrinsic Value Analysis — Undervalued or Overvalued?
Unifinz Capital median intrinsic value ₹195.90, current price ₹97.95 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of UCIL?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Unifinz Capital (UCIL) is ₹195.90 (median value). With the current market price of ₹97.95, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹69.33 to ₹293.85, indicating ₹69.33 - ₹293.85.
Is UCIL undervalued or overvalued?
Based on our multi-method analysis, Unifinz Capital (UCIL) appears to be trading below calculated value by approximately 100.0%.
UCIL Financial Health — Key Ratios vs Industry Benchmarks
Unifinz Capital financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.33 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 96.2% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 30.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 3.22x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
UCIL Cash Flow Quality — Operating & Free Cash Flow
Unifinz Capital operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-30 Cr | ₹-38 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-16 Cr | ₹-16 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-4 Cr | ₹-4 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |