Unifinz Capital Intrinsic Value
UCIL Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹312.06 | ₹249.65 - ₹374.47 | +200.0% | EPS: ₹82.30, Sector P/E: 12x |
| Book Value Method | asset | ₹69.33 | ₹62.40 - ₹76.26 | -33.3% | Book Value/Share: ₹86.67, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹208.04 | ₹187.24 - ₹228.84 | +100.0% | Revenue/Share: ₹327.78, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹208.04 | ₹187.24 - ₹228.84 | +100.0% | EBITDA: ₹90.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹312.06 | ₹280.85 - ₹343.27 | +200.0% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹312.06 | ₹280.85 - ₹343.27 | +200.0% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹208.04 | ₹187.24 - ₹228.84 | +100.0% | ROE: 69.2%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹173.33 | ₹156.00 - ₹190.66 | +66.6% | EPS: ₹82.30, BVPS: ₹86.67 |
| Dividend Yield Method | dividend | ₹31.21 | ₹28.09 - ₹34.33 | -70.0% | DPS: ₹0.50, Target Yield: 4.0% |
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Valuation Comparison Chart
UCIL Intrinsic Value Analysis
What is the intrinsic value of UCIL?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Unifinz Capital (UCIL) is ₹208.04 (median value). With the current market price of ₹104.02, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹31.21 to ₹312.06, indicating ₹31.21 - ₹312.06.
Is UCIL undervalued or overvalued?
Based on our multi-method analysis, Unifinz Capital (UCIL) appears to be trading below calculated value by approximately 100.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.33 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 1.62 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 69.2% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 29.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 2.34x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
Related Pages for Unifinz Capital
Additional stock information and data for UCIL
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-30 Cr | ₹-38 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-16 Cr | ₹-16 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-4 Cr | ₹-4 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |