TCI Finance Intrinsic Value

TCIFINANCE • Financial Services
Current Stock Price
₹19.50
Primary Intrinsic Value
₹29.71
Market Cap
₹27.3 Cr
+150.0% Upside
Median Value
₹48.75
Value Range
₹30 - ₹49
Assessment
Trading Below Calculated Value
Safety Margin
60.0%

TCIFINANCE Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
Book Value Method asset ₹29.71 ₹26.74 - ₹32.68 +52.4% Book Value/Share: ₹37.14, P/B: 0.8x
Simple DCF (5Y) dcf ₹48.75 ₹39.00 - ₹58.50 +150.0% CF Growth: 15.0%, Discount: 15%
Method Types: Earnings Asset DCF Growth Dividend Conservative

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Valuation Comparison Chart

TCIFINANCE Intrinsic Value Analysis

What is the intrinsic value of TCIFINANCE?

Based on our comprehensive analysis using 2 different valuation methods, the estimated intrinsic value of TCI Finance (TCIFINANCE) is ₹48.75 (median value). With the current market price of ₹19.50, this represents a +150.0% variance from our estimated fair value.

The valuation range spans from ₹29.71 to ₹48.75, indicating ₹29.71 - ₹48.75.

Is TCIFINANCE undervalued or overvalued?

Based on our multi-method analysis, TCI Finance (TCIFINANCE) appears to be trading below calculated value by approximately 150.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 2.40 Industry Standard: 2.0+ Above 2.0 Measures short-term liquidity capacity
Debt to Equity Ratio 1.67 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2019 ₹15 Cr ₹15 Cr Positive Free Cash Flow 8/10
March 2018 ₹3 Cr ₹3 Cr Positive Free Cash Flow 8/10
March 2017 ₹3 Cr ₹3 Cr Positive Free Cash Flow 8/10
March 2016 ₹-13 Cr ₹-13 Cr Negative Cash Flow 3/10
March 2015 ₹-28 Cr ₹-28 Cr Negative Cash Flow 3/10