Tata Capital P/B Ratio

Current P/B Ratio
3.14
High Valuation
High - Premium to book value, growth expectations or asset-light model

Tata Capital (TATACAP) P/B ratio is 3.14 (High), book value per share ₹108.76 vs Financial Services average P/B of -3.94 — High - Premium to book value, growth expectations or asset-light model. Compare with TATACAP fair value estimate to assess whether the stock is under or overvalued.

Current Valuation Metrics

P/B Ratio 3.14
Current Price ₹355.85
Book Value/Share ₹108.76
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹45,862 Cr
Share Capital ₹4,217 Cr
Reserves & Surplus ₹41,645 Cr
Outstanding Shares 4,217,000,000
Book Value per Share ₹108.76

Valuation Signal

Signal Overvalued
Historical Avg 3.5
Historical Range 3.27 - 3.74
Percentile 0.0%

Sector Context

Sector Average -3.94
Sector Median -0.03
Sector Rank #11 of 50
Sector Percentile 22.0%

TATACAP P/B Ratio — Valuation Insights & Book Value Analysis

Tata Capital price-to-book ratio interpretation, valuation status and historical context — current P/B 3.14 (High). View TATACAP price range for the annual high/low range and current price position.

  • Stock appears overvalued with PB of 3.14, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Trading at premium to sector average PB of -3.94

Tata Capital P/B Ratio Historical Trend

TATACAP annual price-to-book ratio — 2 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see Tata Capital share price screener.

TATACAP Historical P/B Ratio — Book Value Per Share & Year-End Price

Tata Capital annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 3.27 ₹108.76 ₹355.85 ₹45,862 High
2025 3.74 ₹91.36 ₹341.85 ₹34,371 High

TATACAP vs Financial Services Peers — P/B Ratio Comparison

Tata Capital P/B 3.14 vs Financial Services average -3.94, median -0.03 — range -91.12–0.12.

Sector Average
-3.94
Sector Median
-0.03
Lowest P/B
-91.12
Highest P/B
0.12
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Manraj Housing Finance MANRAJH -28.0 ₹21 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Classic Leasing & Finance CLFL -9.64 ₹16 Low
Gujarat Lease Financing GLFL -4.59 ₹19 Low
Roselabs Finance ROSELABS -3.95 ₹21 Low
CMX Holdings CMXLTD -3.64 ₹25 Low
GACM Technologies DVR GATECHDVR -3.42 ₹9 Low
Manipal Finance MNPLFIN -2.51 ₹19 Low