Tata Capital Intrinsic Value
TATACAP Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹131.04 | ₹104.83 - ₹157.25 | -63.6% | EPS: ₹10.92, Sector P/E: 12x |
| Book Value Method | asset | ₹73.09 | ₹65.78 - ₹80.40 | -79.7% | Book Value/Share: ₹91.36, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹108.00 | ₹97.20 - ₹118.80 | -70.0% | Revenue/Share: ₹82.43, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹237.90 | ₹214.11 - ₹261.69 | -33.9% | EBITDA: ₹22472.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹108.00 | ₹97.20 - ₹118.80 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹108.00 | ₹97.20 - ₹118.80 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹180.00 | ₹162.00 - ₹198.00 | -50.0% | ROE: 13.0%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹149.83 | ₹134.85 - ₹164.81 | -58.4% | EPS: ₹10.92, BVPS: ₹91.36 |
Want to compare with current market value? Check TATACAP share price latest .
Valuation Comparison Chart
TATACAP Intrinsic Value Analysis
What is the intrinsic value of TATACAP?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Tata Capital (TATACAP) is ₹131.04 (median value). With the current market price of ₹360.00, this represents a -63.6% variance from our estimated fair value.
The valuation range spans from ₹73.09 to ₹237.90, indicating ₹73.09 - ₹237.90.
Is TATACAP undervalued or overvalued?
Based on our multi-method analysis, Tata Capital (TATACAP) appears to be trading above calculated value by approximately 63.6%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.07 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 7.23 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 13.0% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 72.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.12x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Tata Capital
Additional stock information and data for TATACAP
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-29,873 Cr | ₹-29,873 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-37,999 Cr | ₹-37,999 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-23,190 Cr | ₹-24,322 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-14,387 Cr | ₹-15,694 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹3,137 Cr | ₹1,824 Cr | Positive Free Cash Flow | 8/10 |