Suryoday Small Finance Bank Complete Financial Statements

SURYODAY • Review detailed financials to uncover trends, confirm thesis & journal trades
13 Years of Data
2025 - 2013

Complete Financial Data Export

Export complete financial statements for Suryoday Small Finance Bank (SURYODAY). Downloads include all available records across all periods. For market performance, see the SURYODAY stock price today .

Profitability Ratios

Net Profit Margin 5.30% 2025 data
EBITDA Margin 9.17% 2025 data
Operating Margin 42.00% 2025 data
Return on Assets 0.74% 2025 data
Return on Equity 5.97% 2025 data

Balance Sheet Ratios

Current Ratio 0.14 2025 data
Debt to Equity 8.10 2025 data
Equity Ratio 12.34% 2025 data
Asset Turnover 0.14 2025 data

Year-over-Year Growth Analysis

Comparing March 2025 vs Period
Revenue Growth
+4.1%
Year-over-Year
Net Profit Growth
-43.5%
Year-over-Year
EBITDA Growth
-61.3%
Year-over-Year
Expense Growth
+9.3%
Year-over-Year
Assets Growth
+26.1%
Year-over-Year
Equity Growth
+6.8%
Year-over-Year
Liabilities Growth
+26.1%
Year-over-Year
Operating Cash Flow Growth
+41.2%
Year-over-Year
Investing Cash Flow Growth
-302.7%
Year-over-Year
Financing Cash Flow Growth
+183.2%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars None March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016
Revenue 2,261 2,171 1,808 1,281 1,035 853 854 597 325 255 200
Expenses 1,229 1,124 843 700 786 460 414 259 181 114 62
EBITDA 77 199 339 144 -108 27 164 148 20 26 43
Operating Profit Margin % 38.00% 42.00% 47.00% 41.00% 17.00% 41.00% 46.00% 51.00% 37.00% 53.00% 69.00%
Depreciation 0 56 51 43 19 15 10 6 5 2 1
Interest 955 848 627 437 357 366 276 190 123 115 95
Profit Before Tax 77 144 288 101 -127 12 154 143 16 24 42
Tax 12 29 72 23 -34 0 43 52 6 9 14
Net Profit 65 115 216 78 -93 12 111 90 10 15 27
Earnings Per Share (₹) 6.10 10.82 20.34 7.32 -8.76 1.32 13.41 13.35 1.55 3.01 7.59

Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
ASSETS
Total Assets 15,614 12,378 9,861 8,180 6,712 5,365 3,761 2,164 1,604 1,193
Current Assets 2,145 1,481 1,014 1,150 751 943 374 251 175 203
Fixed Assets 156 152 163 66 35 31 18 13 6 2
Capital Work in Progress 135 17 1 49 8 8 1 1 2 0
Investments 3,138 2,599 2,570 2,058 1,874 808 664 311 594 0
Other Assets 12,187 9,610 7,127 6,007 4,795 4,518 3,078 1,839 1,003 1,190
LIABILITIES
Total Liabilities 15,614 12,378 9,861 8,180 6,712 5,365 3,761 2,164 1,604 1,193
Current Liabilities 15,217 12,025 9,517 7,910 6,519 5,180 3,598 2,007 1,544 1,154
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 1,927 1,805 1,585 1,505 1,597 1,066 880 540 501 198
Share Capital 106 106 106 106 106 87 82 68 64 38
Reserves & Surplus 1,821 1,699 1,479 1,399 1,491 980 799 472 437 159

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015 March 2014 March 2013
Operating Activities 1,320 935 -98 -347 -876 526 -545 458 -231 -350 -145 -71 -7
Investing Activities -1,059 -263 -266 -158 -280 -167 -14 -84 -120 -2 3 4 0
Financing Activities 268 -322 214 885 915 210 655 -285 350 399 214 79 33
Net Cash Flow 529 350 -150 381 -241 569 97 88 -1 47 72 11 27