Sumedha Fiscal Services Intrinsic Value

SUMEDHA • Financial Services

Sumedha Fiscal Services (SUMEDHA) median intrinsic value is ₹65.00 from 10 valuation models (range ₹23–₹114), vs current price ₹37.99 — +71.1% upside (Trading Below Calculated Value), margin of safety 41.6%. For current market price and key ratios, visit Sumedha Fiscal Services share price chart.

Current Stock Price
₹37.99
Primary Intrinsic Value
₹94.56
Market Cap
₹30.4 Cr
+71.1% Upside
Median Value
₹65.00
Value Range
₹23 - ₹114
Assessment
Trading Below Calculated Value
Safety Margin
41.6%

SUMEDHA Valuation Methods Summary — DCF, Graham Number & P/E

Sumedha Fiscal Services intrinsic value across 10 models vs current price ₹37.99 — upside/downside and value range per method. Browse Sumedha Fiscal Services annual reports for revenue, profit, balance sheet and cash flow data.

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹94.56 ₹75.65 - ₹113.47 +148.9% EPS: ₹7.88, Sector P/E: 12x
Book Value Method asset ₹65.00 ₹58.50 - ₹71.50 +71.1% Book Value/Share: ₹81.25, P/B: 0.8x
Revenue Multiple Method revenue ₹75.98 ₹68.38 - ₹83.58 +100.0% Revenue/Share: ₹165.00, P/S: 1.0x
EBITDA Multiple Method earnings ₹47.12 ₹42.41 - ₹51.83 +24.0% EBITDA: ₹8.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹23.21 ₹18.57 - ₹27.85 -38.9% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹50.43 ₹45.39 - ₹55.47 +32.7% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹64.93 ₹58.44 - ₹71.42 +70.9% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹75.98 ₹68.38 - ₹83.58 +100.0% ROE: 12.3%, P/E Multiple: 12x
Graham Defensive Method conservative ₹113.97 ₹102.57 - ₹125.37 +200.0% EPS: ₹7.88, BVPS: ₹81.25
Dividend Yield Method dividend ₹25.00 ₹22.50 - ₹27.50 -34.2% DPS: ₹1.00, Target Yield: 4.0%
Method Types: Earnings Asset DCF Growth Dividend Conservative

SUMEDHA Intrinsic Value vs Market Price — All Valuation Models

Sumedha Fiscal Services fair value range ₹23–₹114 vs current market price ₹37.99 across 10 valuation models. Compare with SUMEDHA fundamental valuation to assess whether the stock is under or overvalued.

SUMEDHA Intrinsic Value Analysis — Undervalued or Overvalued?

Sumedha Fiscal Services median intrinsic value ₹65.00, current price ₹37.99 — Trading Below Calculated Value by 71.1%, margin of safety 41.6%.

What is the intrinsic value of SUMEDHA?

Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of Sumedha Fiscal Services (SUMEDHA) is ₹65.00 (median value). With the current market price of ₹37.99, this represents a +71.1% variance from our estimated fair value.

The valuation range spans from ₹23.21 to ₹113.97, indicating ₹23.21 - ₹113.97.

Is SUMEDHA undervalued or overvalued?

Based on our multi-method analysis, Sumedha Fiscal Services (SUMEDHA) appears to be trading below calculated value by approximately 71.1%.

SUMEDHA Financial Health — Key Ratios vs Industry Benchmarks

Sumedha Fiscal Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 15.00 Industry Standard: 2.0+ Above 2.0 Measures short-term liquidity capacity
Debt to Equity Ratio 1.05 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 12.3% Industry Standard: 15%+ Above 10% Measures shareholder return efficiency
Operating Margin 6.0% Industry Standard: 20%+ Below 10% Indicates operational efficiency level
Asset Turnover Ratio 1.94x Industry Standard: 1.0x+ Above 1.0x Measures asset utilization efficiency

SUMEDHA Cash Flow Quality — Operating & Free Cash Flow

Sumedha Fiscal Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹2 Cr ₹1 Cr Positive Free Cash Flow 7/10
March 2024 ₹3 Cr ₹2 Cr Positive Free Cash Flow 8/10
March 2023 ₹1 Cr ₹1 Cr Positive Free Cash Flow 7/10
March 2022 ₹4 Cr ₹3 Cr Positive Free Cash Flow 8/10
March 2021 ₹2 Cr ₹0 Cr Positive Operating Cash Flow 6/10