SRG Housing Finance P/B Ratio

SRGHFL • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.57
Moderate Valuation
Moderate - Reasonably valued relative to book value

Current Valuation Metrics

P/B Ratio 1.57
Current Price ₹278.00
Book Value/Share ₹165.00
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹264 Cr
Share Capital ₹16 Cr
Reserves & Surplus ₹248 Cr
Outstanding Shares 16,000,000
Book Value per Share ₹165.00

Valuation Signal

Signal Fairly Valued
Historical Avg 2.33
Historical Range 1.8 - 2.91
Percentile 0.0%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for SRG Housing Finance

  • Current PB is 32.6% below historical average
  • Trading at premium to sector average PB of -12.08

View the current stock price of SRG Housing Finance for more insights.

P/B Ratio Historical Trend for SRG Housing Finance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.8 ₹165.0 ₹296.75 ₹264 Moderate
2024 2.91 ₹123.08 ₹358.10 ₹160 Moderate
2023 2.72 ₹102.31 ₹278.75 ₹133 Moderate
2022 2.35 ₹87.69 ₹205.70 ₹114 Moderate
2021 1.86 ₹72.31 ₹134.15 ₹94 Moderate

Sector P/B Ratio Comparison

Comparing SRG Housing Finance with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Trustwave Securities TRUSTWAVE -10.43 ₹11 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low